See other homes in:
Primary listing photo

507 5th St, Colo, IA, 50056

3beds
2baths
1,353sqft
$289,900
$214price/sqft
$2,159/moest. monthly cost
$86,360/yrincome needed

About This Home

Keystone Equity Group presents the Zeta XL Plan featuring 3 bedrooms and 2 bathrooms. Quality construction is of upmost importance when Keystone builds your home at a price that cannot be beat-Pella windows, architectural shingles, maintenance free vinyl siding, triple plated foundation, insulated rim joists and the list goes on! Walking in you'll be greeted by tons of natural light and an open concept floor plan. Up front the home features two spacious bedrooms that share a full bathroom. The main level features a spacious great room and LVP flooring throughout the space giving it a cohesive feel. The kitchen is very welcoming with quartz countertops, stainless steel appliances and ample cabinetry, a 6+ ft island, and even a walk-in pantry. The primary suite features a walk-in closet, ¾ bath with tons of linen storage, & a pass through to your laundry room. Rounding out the main level you'll find a site-built mudroom locker system. Don't miss your opportunity to own this beautiful home! Estimated Completion Date: 10/1/2026

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Under Construction
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter

Other

  • Builder name: Keystone Equity Group

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Flooring: Luxury Vinyl,Carpet
  • Finished area above ground: 1,353

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,353
  • Total interior livable area: 1,353 sqft

Property

Details

  • Parcel number: 1208264115
  • Zoning: Res
  • Special condition: Standard

Lot

  • Lot size: 8,276 sqft
  • Lot size dimensions: 60 x 142

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$245$2,940
Property Taxes $328$3,936
Electricity $121$1,452
Total$2,159$25,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,022/yr
40% on housing$64,770/yr
45% on housing$57,573/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 50056$209
Story County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 50056$138
Story County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$289,900

For Sale by Agent

AgentTimothy Lucken
BrokerageReal Broker LLC

Similar Homes