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220 W 550 N, Smithfield, UT, 84335

3beds
2baths
3,150sqft
$520,900
$165price/sqft
$3,116/moest. monthly cost
$124,640/yrincome needed

About This Home

The Fairview plan includes all the must haves in the base price! Choose granite or quartz countertops with striking stained or painted cabinets, a large master shower, soft close cabinets, and large windows that allow for lots of natural light. Make it your dream home by selecting features and options that fit your personal style. Decide to finish the basement in construction, or complete it on your own in the future to build equity. Enjoy plenty of garage space with the 3rd car extended option! As an added bonus Kartchner Homes offers a 2-YEAR WARRANTY. Homes in this community come pre-landscaped & include lawncare! Floor plan photos may show additional features or options not included in the base price.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
Birch Creek SchoolGrades PK-60.8 mi
7/10
Sky View High SchoolGrades 8-121.7 mi
7/10
North Cache CenterGrades 7-84.6 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Vinyl Siding,Stone,Brick

Other

  • Builder name: Kartchner Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-In Closet(s)
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,150 sqft

Property

Features

  • Patio & porch: Patio

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Earthquake

FEMA Declared Disasters Across Utah Counties

Fire
Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,633$31,596
Home Insurance $93$1,116
Property Taxes $199$2,388
Electricity $191$2,294
Total$3,116$37,392

Income You'd Need if You Spent...

35% on housing$106,834/yr
40% on housing$93,480/yr
45% on housing$83,093/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 0.9%
0.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 84335$235
Cache County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 84335$184
Cache County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$519,900

New Construction Spec

BrokerageKartchner Homes

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