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9537-9539 N Floyd Highway Hwy, Copper Hill, VA, 24079

6beds
5baths
3,585sqft
$649,500
$181price/sqft
$4,174/moest. monthly cost
$166,960/yrincome needed

About This Home

80 Acres in beautiful Floyd County, easy access, located between the Town of Floyd and Roanoke on Rt. 221. A mix of pasture and woodland, this property offers the opportunity for a family compound, hunting or recreational retreat or generate rental income while you build your own home. Property has a single family residence and a duplex. All units are vacant. Take the drive behind the white duplex to access the single family on the hill. No survey available. Priced below assessed value. GIS shows a stream and a pond on the property. All information taken from the Floyd County GIS. Buyer and Buyer's Agent must verify all information, no expressed or implied warranties. Middle school for this property is Floyd High Sch. Year built for SFR is 1990 no Year listed for the duplex.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
Check Elementary SchoolGrades PK-75.1 mi
7/10
Floyd County High SchoolGrades 8-1216.6 mi

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Metal,Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other - See Remarks,Traditional
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Concrete,Crawl Space,Garage Door,Partial

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Fireplace features: None

Heating

  • Heating features: Baseboard-Electric

Interior Area

  • Total structure area: 3,209
  • Total interior livable area: 3,585 sqft

Property

Details

  • Parcel number: 481
  • Attached to another structure: Yes
  • Zoning description: Agricultural

Features

  • Levels: Two or More
  • Stories: 2
  • Patio & porch: Deck,Porch
  • Exterior features: Other - See Remarks
  • Waterfront features: Pond,Stream
  • Frontage type: Road Frontage

Lot

  • Lot size: 80 Acres
  • Features: Less than 100 Acres,Pasture,Rolling Slope,Wooded

Parking

  • Total spaces: 1
  • Parking features: Attached,Gravel
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,284$39,408
Home Insurance *$297$3,564
Property Taxes $248$2,976
Electricity $345$4,143
Total$4,174$50,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,108/yr
40% on housing$125,220/yr
45% on housing$111,306/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 7.6%
7.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 24079$236
Floyd County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 24079
Floyd County$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$799,500

For Sale by Agent

AgentMatt O'Bryan
BrokerageChase Realty Group

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