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4515-4517 103rd Street Ct W, Bradenton, FL, 34210

3beds
2baths
1,560sqft
$473,000
$303price/sqft
$3,017/moest. monthly cost
$120,680/yrincome needed

About This Home

Location, location, location! This beautifully updated duplex is ideally situated just minutes from the stunning beaches of Anna Maria Island and IMG, offering the perfect blend of coastal living and consistent annual rental income potential. This property features two fully renovated units, both thoughtfully updated with modern finishes including new cabinetry, granite countertops, and newer appliances, creating a clean, coastal aesthetic that appeals to long-term tenants. The larger unit is a spacious 2-bedroom, 1-bath and is currently tenant-occupied, providing immediate income. It offers an open-concept kitchen and living area, complete with all essential appliances including refrigerator, stove, oven, microwave, and dishwasher. One bedroom is located just off the main living space, while the second bedroom is positioned toward the rear near the bathroom and features a large walk-in closet. Additional highlights include a dedicated laundry area with washer and dryer, extra storage space, a fully fenced backyard for privacy, and a large driveway with covered parking and an enclosed storage area. The second unit is a well-appointed 1-bedroom, 1-bath, also featuring an open kitchen and living space with all necessary appliances. It includes a laundry area with washer and dryer, interior storage space, plus additional exterior storage just outside the back door—making it highly functional for tenants. Both units are ideally located just 5 minutes from shopping, dining and to Anna Maria Island. Sarasota Bay is also just a short walk away, where dolphins and manatees are often seen, adding to the property’s unique coastal appeal. With no HOA restrictions and strong annual rental potential, this duplex is an excellent opportunity for investors looking to expand their portfolio or secure a versatile income-producing property in a highly desirable location.

Getting Around

34
WalkingCar-Dependent
20
TransitMinimal Transit
62
BikeBikeable

Schools

3/10
1/10
W. D. Sugg Middle SchoolGrades 6-83.0 mi
2/10
Bayshore High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 1961

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Concrete

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Microwave,Refrigerator
  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Ceiling Fan(s),Living Room/Dining Room Combo
  • Flooring: Epoxy

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,560 sqft

Property

Details

  • Parcel number: 7599300006
  • Zoning: RDD6
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch
  • Exterior features: Private Mailbox,Storage

Lot

  • Lot size: 7,501 sqft
  • Features: Near Public Transit

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Manatee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,391$28,692
Home Insurance *$130$1,560
Property Taxes $299$3,588
Electricity $197$2,366
Total$3,017$36,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,440/yr
40% on housing$90,510/yr
45% on housing$80,453/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$303This listing

vs Other Active Listings

Avg $/sqft

ZIP 34210$290
Manatee County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 34210$289
Manatee County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$473,000
2026-04-20Pending sale$473,000
2026-04-17Listed for sale$473,000

For Sale by Agent

AgentDeborah Capobianco
BrokerageANCHOR DOWN REAL ESTATE

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