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421 NE Pike Rd NE, Hounsfield, NY, 13685

3beds
2baths
1,809sqft
$699,000
$386price/sqft
$4,873/moest. monthly cost
$194,920/yrincome needed

About This Home

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Poured
  • Roof: Asphalt,Architectural,Shingle
  • Construction materials: Attic/Crawl Hatchway(s) Insulated,Composite Siding,Frame,Spray Foam Insulation,ICFs (Insulated Concrete Forms),PEX Plumbing

Other

  • Builder model: RMartin Contracting

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Exhaust Fan,Free-Standing Range,Freezer,Gas Cooktop,Gas Oven,Gas Range,Gas Water Heater,Microwave,Oven,Refrigerator,Range Hood
  • Laundry features: Main Level

Basement

  • Basement: None

Bedroom1

  • Level: First
  • Dimensions: 14.00 x 16.00

Bedroom2

  • Level: First
  • Dimensions: 12.00 x 12.00

Bedroom3

  • Level: First
  • Dimensions: 12.00 x 12.00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: First
  • Dimensions: 16.00 x 9.00

Features

  • Breakfast Bar,Ceiling Fan(s),Cathedral Ceiling(s),Separate/Formal Dining Room,Separate/Formal Living Room,Great Room,Kitchen Island,Kitchen/Family Room Combo,Pantry,Quartz Counters,Sliding Glass Door(s),Walk-In Pantry,Natural Woodwork,Bedroom on Main Level,Bath in Primary Bedroom,Main Level Primary,Primary Suite
  • Door features: Sliding Doors
  • Flooring: Laminate,Luxury Vinyl,Tile,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas,Heat Pump,Radiant Floor
  • Cooling features: Heat Pump,Zoned

Interior Area

  • Total structure area: 1,809
  • Total interior livable area: 1,809 sqft

Kitchen

  • Level: First
  • Dimensions: 16.00 x 16.00

Living Room

  • Level: First
  • Dimensions: 16.00 x 20.00

Property

Accessibility

  • Accessibility features: Accessible Bedroom,No Stairs

Details

  • Parcel number: 88.77.1.27.1
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Blacktop Driveway,Patio
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Bayfront

Lot

  • Lot size: 0.39 Acres
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 100 x 185

Parking

  • Total spaces: 1.5
  • Parking features: Attached,Electricity,Garage,Heated Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Jefferson County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$273$3,276
Property Taxes $768$9,216
Electricity $298$3,587
Total$4,873$58,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,074/yr
40% on housing$146,190/yr
45% on housing$129,946/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$386This listing

vs Other Active Listings

Avg $/sqft

ZIP 13685$102
Jefferson County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 13685$170
Jefferson County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$810,000

New Construction

AgentMichael W Campbell
BrokerageGreat Lakes Realty LTD

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