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471 Florence Dr, Prosper, TX, 75078

2beds
2baths
1,646sqft
$551,000
$335price/sqft
$3,950/moest. monthly cost
$158,000/yrincome needed

About This Home

The Salerno | Thoughtful Design, Effortless Living Welcome to the Salerno-a beautifully designed single-story home in Ladera Living Prosper that blends everyday comfort with elevated style. With 2 bedrooms, 2 baths, and a thoughtfully crafted layout, this home is designed to make life feel easy. Step inside to an open-concept living space where the kitchen and living room are enhanced by elegant box ceilings, adding dimension and a touch of sophistication. The seamless flow between spaces creates the perfect setting for both entertaining and relaxing at home. The chef-inspired kitchen keeps you connected, whether you're hosting friends or enjoying a quiet night in. Just beyond, an oversized covered patio extends your living space outdoors-ideal for morning coffee or unwinding in the evening. The private primary suite offers a peaceful retreat and connects directly to the laundry room through the walk-in closet, adding everyday convenience you'll appreciate. A separate guest bedroom and bath provide comfort and privacy for visitors. With a mudroom and built-in mud bench at the garage entry, everything has its place-keeping daily life organized and effortless. The Salerno is designed with intention, comfort, and connection in mind-so you can enjoy more of what matters most.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

9/10
7/10
Rock Hill High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Ladera Living

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 1,646 sqft

Property

Features

  • Levels: 1.0
  • Stories: 1

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Inland Flooding
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,786$33,432
Home Insurance *$247$2,964
Property Taxes $679$8,148
Electricity $238$2,859
Total$3,950$47,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,428/yr
40% on housing$118,500/yr
45% on housing$105,333/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$335This listing

vs Other Active Listings

Avg $/sqft

ZIP 75078$254
Collin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 75078$229
Collin County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$566,319

New Construction Spec

BrokerageLadera Living

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