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3162 Bosworth St, Lathrop, CA, 95330

5beds
5baths
2,664sqft
$719,809
$270price/sqft
$4,812/moest. monthly cost
$192,480/yrincome needed

About This Home

A spacious, functional, luxurious, highly desirable two story floor plan with close proximity to the park and lake in the Westwind lake community at River Islands by Van Daele Homes. The home offers includes our signature California Room w/ fireplace! Includes Designer Moss Green cabinets, beautiful upgraded quartz kitchen countertops with full backsplash, Luxury Vinyl Plank flooring in entry, kitchen, and great room and many other upgrades! Nestled within the master planned community of River Islands there are several lakes and miles of waterways all along the banks of the San Joaquin Delta. Enjoy scenic river front trails for walking and biking, as well as a mul

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Banta ElementaryGrades K-83.5 mi
6/10
River Islands HighGrades 9-120.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Tile
  • Construction materials: Concrete,Stucco,Wood Siding

Other

  • Builder name: Van Daele Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Walk-In Closet(s)
  • Window features: Double Pane Windows

Interior Area

  • Total interior livable area: 2,664 sqft

Property

Details

  • Parcel number: 21368029

Features

  • Levels: 2.0
  • Stories: 2
  • Patio & porch: Patio

Lot

  • Lot size: 5,200 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Drought
Inland Flooding
Heat Wave
Lightning
Wildfire

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,639$43,668
Home Insurance *$129$1,548
Property Taxes $473$5,676
Electricity $571$6,855
Total$4,812$57,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,982/yr
40% on housing$144,360/yr
45% on housing$128,320/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 95330$287
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95330$305
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Listed for sale$745,037

New Construction Spec

BrokerageVan Daele Homes

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