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10116 Norwoods Ct, Hannibal, MO, 63401

5beds
4baths
3,600sqft
$749,900
$208price/sqft
$5,382/moest. monthly cost
$215,280/yrincome needed

About This Home

The main level has a large master suite with two walk-in closets, a pedestal tub and a large onyx/tile/glass shower. The master suite connects to the laundry room from the largest walk-in closet. The half bath and walk-in pantry are just off the kitchen. The kitchen, dining room and living room all flow together from the front of the house to the back. A large 400 sq' covered deck is accessible from the kitchen. Two spare bedrooms with walk-in closets, a full bathroom with a large two sink vanity and two linen closets make up the remaining space on the main level. The lower level has two bedrooms, a full bathroom and a large recreation/family room. Plenty of storage in the unfinished utility portion of the basement. A large covered patio is just outside the lower level family room. All kitchen, bathrooms and laundry room have the same matching cabinets and quartz countertops. A large 3 car garage steps into the main level with no stairs. The same luxury vinyl plank flooring is throughout the home. 10' ceilings throughout the main level. Home will be completed soon and more photos to come.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

9/10
4/10
Hannibal Middle SchoolGrades 6-85.8 mi
5/10
Hannibal Sr. High SchoolGrades 9-125.7 mi

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Forced air,Heat pump,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 3,600 sqft

Property

Features

  • Exterior features: Vinyl,Brick
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 0.71 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Cold Wave
Hail
Lightning
Strong Wind
Drought
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,791$45,492
Home Insurance *$918$11,016
Property Taxes $399$4,788
Electricity $274$3,298
Total$5,382$64,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$184,525/yr
40% on housing$161,460/yr
45% on housing$143,520/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 63401$119
Ralls County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 63401$107
Ralls County$134

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-17Listed for sale$725,000

For Sale by Owner

AgentProperty Owner

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