3942 L Garden Spot Rd, Loon Lake, WA, 99148
About This Home
NEW CONSTRUCTION ON 1 ACRE NEAR LOON LAKE + $10K LANDSCAPING CREDIT. 3942 L Garden Spot offers new construction just minutes from Granite Point Resort and Loon Lake public beach access. One full acre with room to live, build, and enjoy the outdoors. This 2,200 sq ft rancher features a clean, single-level layout with vaulted ceilings in the great room and dining, creating open living. The kitchen includes a walk-in pantry and connects directly to the covered patio for easy indoor-outdoor use. Private primary suite with walk-in closet and en-suite bath. Additional bedrooms allow space for guests, office, or flex use. Large covered patio extends living space outside. Energy-efficient build with modern systems and quality construction. 400 amp + generator outlet. $10k landscaping credit included. Minutes to boating, beaches, and year-round recreation. New construction + acreage + Loon Lake access. Hard to find. Virtual landscaping used for illustrative purposes only. See original photos for actual yard condition.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Roof: Composition
- Construction materials: Masonite,Fiber Cement
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Free-Standing Range,Dishwasher,Refrigerator,Disposal
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
Features
- Cathedral Ceiling(s),Hard Surface Counters
First Floor
- Level: First
- Area: 2150
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 2,150
- Total interior livable area: 2,150 sqft
Property
Details
- Parcel number: 5289172
Features
- Levels: One
- Has view: Yes
- View description: Territorial,Water
- Has water view: Yes
- Water view: Water
Lot
- Lot size: 1 Acres
- Features: Views,Level,Open Lot
Parking
- Total spaces: 4
- Parking features: Attached,Garage Door Opener,Oversized
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Cold Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Stevens County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,413 | $40,956 |
| Home Insurance * | $177 | $2,124 |
| Property Taxes | $343 | $4,116 |
| Electricity | $149 | $1,793 |
| Total | $4,082 | $48,984 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-17 | Listed for sale | $680,000 |
View on Zillow