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0 County Road 197 Tract #8, Williamsburg, MO, 63388

0beds
--baths
--sqft
$129,500
--price/sqft
$890/moest. monthly cost
$35,600/yrincome needed

About This Home

An outstanding 14+/- acre property located in Callaway County, offering a perfect balance of recreation and residential potential. This versatile mini farm features gently rolling terrain with open pastureland, ideal for a variety of uses. Currently utilized as pasture, the acreage could easily be converted to row crop production. Electric is available, and the property offers several excellent building sites for your future home. Additional acreage is also available. Taxes are currently calculated on the larger parcel and will be prorated based on the acreage purchased.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

8/10
4/10
2/10
North Callaway High SchoolGrades 9-1213.9 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Property

Details

  • Parcel number: 000
  • Special condition: Standard

Features

  • Has view: Yes
  • View description: Pasture,Trees/Woods
  • Horses can be raised: Yes

Lot

  • Lot size: 14 Acres
  • Features: Gentle Sloping,Gently Rolling,Many Trees,Native Plants,Natural Foliage,Pasture,Secluded,Suitable for Horses

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Winter Weather
Cold Wave
Drought
Hail
Ice Storm
Landslide
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $654$7,848
Home Insurance *$24$288
Property Taxes $71$852
Electricity $141$1,693
Total$890$10,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,514/yr
40% on housing$26,700/yr
45% on housing$23,733/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.1%
2.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 63388$450
Callaway County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 63388$711
Callaway County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-17Listed for sale$150,500

For Sale by Agent

AgentBret W Martin
BrokerageMeyer & Company Real Estate

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