




409 Ryan Ln, Moscow, ID, 83843
About This Home
This gorgeous home is quickly taking shape! Offering 3,038 sq. ft. across three levels, this 4 bedroom, plus office, 3.5 bath home has some great features! Still in the early stages of construction, this home offers the opportunity to personalize flooring, finishes, countertops, and more. A HUGE rear deck is being expanded shortly to a total size of 12' x 38'. Stairs on the south side of the deck will allow you to access the larger part of the yard, and also take in the western sunsets and views. The main floor features a half bath, a spacious great room, and access to the deck, great for entertaining or relaxing. The kitchen will have custom, solid hardwood cabinets and quartz countertops, with the range plumbed for electricity and natural gas. Keep life organized with a central, main-floor office. Upstairs, you’ll find an open loft area, the primary suite and two add'l bedrooms with another full bathroom. The primary suite includes dual vanities, a walk-in tiled shower, a soaking tub, linen closet, and a walk-in closet. The daylight basement adds even more living space with a family room with a gas fireplace, full bathroom, and 4th bedroom. The attached 2-car garage opens into a dedicated mudroom with adjacent laundry room, creating a practical everyday layout. Landscaping allowance included. It's time to build the home you’ve been waiting for!
Getting Around
Schools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Crawl Space
- Roof: Architectural Style
- Construction materials: Concrete,HardiPlank Type
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Dishwasher,Disposal,Microwave,Oven/Range Freestanding
Basement
- Has basement: Yes
- Basement: Daylight,Walk-Out Access
Bedroom2
- Level: Upper
Bedroom3
- Level: Upper
Bedroom4
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
Family Room
- Level: Lower
Features
- Bath-Master,Den/Office,Family Room,Great Room,Double Vanity,Walk-In Closet(s),Walk In Shower,Breakfast Bar,Kitchen Island,Quartz Counters,Number of Baths Upper Level: 2,Number of Baths Below Grade: 1
- Number of fireplaces: 1
- Fireplace features: One,Gas,Insert
- Fireplace: Yes
- Finished area below ground: 867
- Finished area above ground: 2,056
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 3,038
- Total interior livable area: 3,038 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Upper
Office
- Level: Main
Property
Details
- Parcel number: RPM08830010050
- Zoning: R2
Features
- Levels: Two Story w/ Below Grade
Lot
- Lot size: 7,535 sqft
- Features: Standard Lot 6000-9999 SF,Auto Sprinkler System,Drip Sprinkler System,Full Sprinkler System
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Inland Flooding
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Latah County and Idaho
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,837 | $46,044 |
| Home Insurance | $175 | $2,100 |
| Property Taxes | $373 | $4,476 |
| Electricity | $185 | $2,228 |
| Total | $4,570 | $54,840 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
No price history available
