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214 Cliftview Dr #A & B, Chattanooga, TN, 37415

6beds
4baths
3,212sqft
$725,900
$226price/sqft
$4,467/moest. monthly cost
$178,680/yrincome needed

About This Home

Location, Location, Location!!! Conveniently located near Northshore and downtown Chattanooga. This family-owned property is hitting the market for the first time in 44+ years and is an investor's dream come true. This one-of-a-kind duplex is situated on a quiet wooded lot with mature evergreen trees, large crepe myrtles, beautiful azaleas and numerous seasonal wildflowers. Side ''A'' has a spacious deck out front with a courtyard below, as well as a multi-tiered deck which can be accessed from the driveway or kitchen. Side ''B'' has a spacious deck out front, as well as a large deck off the kitchen. The interiors of both A & B sides mirror each other. When you open the front door, you will feel like you are stepping into a mountain chalet. Vaulted ceilings enhance the main living area. There is one bedroom on the main floor with 2 large closets and a full bathroom, that is also accessible from the eat-in kitchen with separate laundry room. Upstairs you will find 2 bedrooms, each with 2 large closets and a Jack and Jill bathroom. There is a large hall closet that could be used as a small office space. Each side has an unfinished basement (approx. 1,600 sq ft) which can be accessed by an exterior door. After purchase, the buyer can contact the City of Red Bank to request rezoning from R2 to R3. With rezoning, the duplex could be converted from a duplex to a triplex or quadplex. According to the City of Red Bank, a duplex on Cliftview was recently rezoned to R3 for a Triplex. Chattanooga, also known as The Scenic City, is nestled along the Tennessee River and surrounded by mountains. Outdoor enthusiasts can enjoy rock climbing, hiking, kayaking, hang gliding and whitewater rafting on nearby rivers like Ocoee River. The Tennessee Riverpark and Riverwalk provide scenic trails for walking, biking and picnicking along the river. Baseball enthusiasts can catch a game at the new Erlanger Park, home to the Chattanooga Lookouts. Property is being sold AS IS

Getting Around

25
WalkingCar-Dependent
15
TransitMinimal Transit
6
BikeSomewhat Bikeable

Schools

5/10
5/10
Red Bank Middle SchoolGrades 6-81.4 mi
5/10
Red Bank High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1972

Materials

  • Foundation: Block,Brick/Mortar
  • Roof: Asphalt,Shingle
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Electric Range,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Dirt Floor,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Split Bedrooms,Connected Shared Bathroom,Ceiling Fan(s),Eat-in Kitchen,His and Hers Closets,Storage,Vaulted Ceiling(s)
  • Window features: Aluminum Frames,Double Pane Windows,Storm Window(s)
  • Flooring: Carpet,Luxury Vinyl

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,212
  • Total interior livable area: 3,212 sqft

Property

Details

  • Parcel number: 118i B 016.01

Features

  • Levels: Two
  • Patio & porch: Deck,Front Porch
  • Exterior features: Covered Courtyard,Other,Private Entrance

Lot

  • Lot size: 0.76 Acres
  • Features: Back Yard,Front Yard,Landscaped,Many Trees,Native Plants,Private
  • Lot size dimensions: 201.7 x 164.7

Parking

  • Parking features: Driveway,On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,670$44,040
Home Insurance $162$1,944
Property Taxes $375$4,500
Electricity $260$3,131
Total$4,467$53,604

Income You'd Need if You Spent...

35% on housing$153,154/yr
40% on housing$134,010/yr
45% on housing$119,120/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 37415$166
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37415
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Listed for sale$754,900

For Sale by Agent

AgentRobin Lyn Clarke
BrokerageCrye-Leike, REALTORS

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