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7018/7020 N Wiscomb St #7020, Spokane, WA, 99208

6beds
3baths
3,456sqft
$515,000
$149price/sqft
$3,314/moest. monthly cost
$132,560/yrincome needed

About This Home

$3,775/month in current gross rents. This fully occupied Shiloh Hills duplex features a 4BD/2BA unit at $1,925/month and a 2BD/1BA unit at $1,850/month — both tenants in place. Brand new roof, 3,456 sq ft total, unfinished basement on the 2BD side ready for expansion, 2 covered carport spots, fenced yard, and dedicated storage on an 8,400 sq ft lot. Strong cash flow, no major capex surprises, and value-add upside still on the table.

Getting Around

67
WalkingSomewhat Walkable
43
TransitSome Transit
57
BikeBikeable

Schools

4/10
Linwood Elementary SchoolGrades PK-51.0 mi
4/10
Salk Middle SchoolGrades 6-82.2 mi
4/10
Shadle Park High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1974

Materials

  • Roof: Composition
  • Construction materials: Steel Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Dishwasher,Refrigerator,Microwave,Washer,Dryer
  • Laundry features: In Basement

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3

First Floor

  • Level: First
  • Area: 1728

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 3,456
  • Total interior livable area: 3,456 sqft

Property

Details

  • Parcel number: 36293.0615
  • Attached to another structure: Yes

Features

  • Stories: 1
  • Fencing: Fenced Yard

Lot

  • Lot size: 8,400 sqft
  • Features: Sprinkler - Automatic,Level

Parking

  • Total spaces: 2
  • Parking features: Carport,Off Site
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Cold Wave

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance *$140$1,680
Property Taxes $334$4,008
Electricity $236$2,836
Total$3,314$39,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,622/yr
40% on housing$99,420/yr
45% on housing$88,373/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 99208$193
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99208$194
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Listed for sale$515,000

For Sale by Agent

AgentAaron Beal
BrokerageAmplify Real Estate Services

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