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5-9 S 15th St #19, Temple, TX, 76504

10beds
6baths
1,200sqft
$398,888
$332price/sqft
$3,028/moest. monthly cost
$121,120/yrincome needed

About This Home

Own the whole block. 3 side by side single family homes. Can buy all together or separately. 3/4 of an acre of land in center of town. Rents are low 2 of 3 tenants there over 8 years. New roofs, new ac's, nothing to do but collect rent. Homes are in good shape.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

5/10
3/10
Temple High SchoolGrades 8-120.5 mi
6/10
Bonham Middle SchoolGrades 6-83.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1995

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: MultiFamily
  • Property subType: Triplex

Interior

Appliances

  • Appliances included: See Remarks,Electric Range,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 10
  • Bathrooms: 6

Features

  • See Remarks
  • Window features: See Remarks
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,200 sqft

Property

Accessibility

  • Accessibility features: See Remarks

Details

  • Parcel number: 005162
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch
  • Exterior features: Private Yard
  • Fencing: Back Yard, Wood
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Lot size: 0.78 Acres
  • Features: Back Yard,Front Yard

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,016$24,192
Home Insurance *$372$4,464
Property Taxes $402$4,824
Electricity $238$2,859
Total$3,028$36,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,817/yr
40% on housing$90,840/yr
45% on housing$80,746/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$332This listing

vs Other Active Listings

Avg $/sqft

ZIP 76504$95
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76504$130
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$399,900
2026-04-18Listed for sale$399,999

For Sale by Agent

AgentDan Burstain
BrokerageJBGoodwin REALTORS NW

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