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5518 Topaz Ln, Bethesda, MD, 20816

4beds
5baths
2,465sqft
$1,750,000
$710price/sqft
$10,698/moest. monthly cost
$427,920/yrincome needed

About This Home

Brand new never occupied brick front 4-level end unit townhome in sought-after Westbard Square community. Most luxury, modern stylish, superb location! The spacious Citrine model with built-in 4-level access ELEVATOR! 4 bedroom suites all have private full bathroom. Intimate rooftop terrace. Rare premium end unit full of nature light. Modern open floor. Deluxe kitchen with top grade appliances, quatz countertops and large island with waterfall countertop. Entry level suite. Loft bedroom with full bath. Hardwood staircases. Upgraded tiles in all baths. Upgraded floor all 4 levels. Modern lighting fixtures and much more...... Walk to shopping and fine dining. Minutes to DC line. Great public schools: Whitman HS/Pyle MS/Wood Acres ES.

Getting Around

76
WalkingVery Walkable
34
TransitSome Transit
88
BikeVery Bikeable

Schools

9/10
10/10
9/10
Walt Whitman High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick,Combination

Other

  • Builder model: Citrine with Elevator
  • Builder name: EYA Home

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,465

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,465
  • Total interior livable area: 2,465 sqft

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 160703885514
  • Zoning: CRT
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Pool features: None

Lot

  • Lot size: 1,527 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear,Built In,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,848$106,176
Home Insurance *$297$3,564
Property Taxes $1,239$14,868
Electricity $314$3,768
Total$10,698$128,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$366,788/yr
40% on housing$320,940/yr
45% on housing$285,280/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$710This listing

vs Other Active Listings

Avg $/sqft

ZIP 20816$473
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20816$500
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$1,750,000

New Construction

AgentBill Wang
BrokerageHometown Elite Realty LLC

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