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2007 Deepwater Loop, Monticello, IN, 47960

4beds
3baths
1,926sqft
$429,900
$223price/sqft
$2,788/moest. monthly cost
$111,520/yrincome needed

About This Home

Welcome to the Baymont plan by Luxe Homes—an inviting 1,926 sq ft modern ranch offering 4 bedrooms and 2.5 baths with a bright, open-concept layout. Ideally located on Lot 23 in Lakeview Bay, Lake Shafer’s newest subdivision across from Pine View Golf Course on Norway Road, this home also includes deeded access to Lake Shafer via the community dock. Step through the custom front door with dual sidelights and transom into the great room featuring a 10’ coffered ceiling, flowing seamlessly into the kitchen and dining areas with tray ceilings. The kitchen offers solid-surface countertops, a custom tiled backsplash, soft-close cabinetry, stainless steel appliances with exhaust hood, and a large island with bar seating—perfect for everyday living and entertaining. The spacious primary suite features a 10’ tray ceiling, large walk-in closet, dual vanities, private toilet room, soaking tub, and an expansive 10' floor to ceiling tiled walk-in shower. A convenient mudroom/laundry includes built-in cubbies, cabinetry, and a stainless sink. Pet-friendly luxury vinyl plank flooring runs throughout the home. Exterior highlights include durable Hardie board siding, covered front and back porches, and an enclosed outdoor storage closet ideal for lake gear or pet supplies. Energy-efficient construction features 2x6 foam-insulated exterior walls and Energy Star windows. An oversized finished garage with a separate side entry completes this well-designed new construction home.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
5/10
Roosevelt Middle SchoolGrades 6-82.7 mi
5/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Stone,Cement Board

Other

  • Builder name: Luxe Homes LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Electric Cooktop,Exhaust Fan,Oven-Built-In,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Sink,Main Level,Washer Hookup

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 4

Dining Room

  • Level: Main
  • Area: 120

Features

  • Tray Ceiling(s),Ceiling Fan(s),Walk-In Closet(s),Countertops-Solid Surf,Kitchen Island,Open Floorplan,Double Vanity,Tub and Separate Shower,Tub/Shower Combination,Main Level Bedroom Suite,Great Room
  • Door features: Insulated Doors
  • Window features: ENERGY STAR Qualified Windows
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Electric,Ventless
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,926

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,High Efficiency Furnace
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,557
  • Total interior livable area: 1,926 sqft

Kitchen

  • Level: Main
  • Area: 204

Living Room

  • Level: Main
  • Area: 361

Property

Details

  • Parcel number: 917316000030.525020
  • Zoning: R-2
  • Zoning description: Covenants allow single family only

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Porch Covered
  • Waterfront features: Pier/Dock Available,Walk to Lake Access,Access to Ski Lake,Lake
  • Waterbody name: Lake Shafer
  • Frontage length: Channel/Canal Frontage(0),Water Frontage(0)

Lot

  • Lot size: 0.28 Acres
  • Features: Level,0-2.9999,City/Town/Suburb,Lake
  • Lot size dimensions: 91' x 132'

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,173$26,076
Home Insurance *$231$2,772
Property Taxes $200$2,400
Electricity $184$2,212
Total$2,788$33,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,588/yr
40% on housing$83,640/yr
45% on housing$74,346/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 6.9%
6.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 47960$141
White County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 47960
White County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Listed for sale$436,900

New Construction Spec

AgentMichael Lewis
BrokerageREAL ESTATE NETWORK L.L.C

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