3282 Highway 13, Cumberland Furnace, TN, 37051
About This Home
Don't miss this exciting opportunity to purchase these two homes on one beautiful 2.24acre lot! The main 2-story house offers 4 bedrooms, 1 bath, and a bonus room-beaming with charm and potential. The second home features 3 bedrooms, 1 bath, and a bonus room-great for guests or rental income! Each house has its own fenced in yard. Enjoy extra space with a detached 1-car garage and storage shed. This is a peaceful setting with room to grow. Property is being sold as is-bring your vision and make it your own!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1952
Materials
- Foundation: No Basement,Crawl Space,Slab
- Roof: Metal
- Construction materials: Aluminum Siding,Block,Vinyl Siding,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 2
Features
- Window features: Standard With Storm
- Flooring: Carpet,Laminate
Heating & Cooling
- Heating features: Wall Furnace
- Cooling features: Ceiling Fan(s),Window Unit(s)
Interior Area
- Total interior livable area: 3,099 sqft
Property
Details
- Parcel number: 00020151
Features
- Stories: 2
Lot
- Lot size: 2.24 Acres
- Features: Level,Rolling Slope
Parking
- Total spaces: 1
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Earthquake
- Hail
- Ice Storm
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,188 | $14,256 |
| Home Insurance | $100 | $1,200 |
| Property Taxes | $119 | $1,428 |
| Electricity | $251 | $3,021 |
| Total | $1,658 | $19,896 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Price change | $275,000 |
| 2026-04-18 | Listed for sale | $300,000 |
View on Zillow