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O'Y Rd, Lebanon, KS, 66952

1beds
0baths
768sqft
$200,000
$260price/sqft
$1,619/moest. monthly cost
$64,760/yrincome needed

About This Home

O Y Rd, Lebanon, Kansas S07, T02, R11W, ACRES 20.1, BEG W4 COR NW4 TH N755' E1154' S 775' W1154' POB LESS R/W HUNTERS RETREAT ON 20.1 ACRES The cabin was built in 2001 and is nestled in an area rich with wildlife,trees, and joins Pawnee Creek, and is part on the aquifer from Nebraska. The cabin has electric power. Water is located,but well has not been dug. The cabin has two rooms. One is a private bedroom. The rest of the cabin is open, with kitchen and eating area. It has space for several more beds. There is a heater and it is wired for baseboard heaters. The cabin just had a new back patio added. LISTING PRICE: $200,000

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

8/10
Smith Center ElementaryGrades PK-69.8 mi
6/10
Smith Center Jr Sr HighGrades 7-129.3 mi

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1

Features

  • Finished area above ground: 768

Heating

  • Heating features: Electric,Wood,Other

Interior Area

  • Total structure area: 768
  • Total interior livable area: 768 sqft

Kitchen

  • Features: Open,Laminate Counters

Property

Details

  • Lease amount: 0

Features

  • Patio & porch: Patio
  • Exterior features: Utilities
  • Has view: Yes
  • View description: Creek,Farm,Private,Stream,Wooded
  • Has water view: Yes
  • Water view: Creek,Stream
  • On waterfront: Yes
  • Waterfront features: Stream
  • Waterbody name: Pawnee Creek

Lot

  • Lot size: 20.10 Acres
  • Features: Trees

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Inland Flooding
Cold Wave
Wildfire

FEMA Declared Disasters Across Kansas Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$162$1,944
Property Taxes $285$3,420
Electricity $161$1,935
Total$1,619$19,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,508/yr
40% on housing$48,570/yr
45% on housing$43,173/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 11.1%
11.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 66952$42
Smith County$61

vs Homes Sold Last Month

Median $/sqft

ZIP 66952
Smith County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Listed for sale$200,000

For Sale by Agent

AgentLarry Riggs
BrokerageKansasland Realty and Auction

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