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303 N Montz Ave, Gramercy, LA, 70052

3beds
2baths
1,060sqft
$169,000
$159price/sqft
$1,426/moest. monthly cost
$57,040/yrincome needed

About This Home

Charming, well-maintained home featuring an open floor plan with custom-built cabinetry, built in entertainment center with shelving, wood and tile flooring, and fresh neutral paint throughout. No carpet! Outside you'll find covered parking and a fully fenced yard. The front yard is shaded by beautiful, mature trees. Perfect for relaxing or entertaining. Located in Gramercy Park Subdivision within easy walking distance of Gramercy Recreational Park. Roof installed in 2021, HVAC system and duct work installed in 2023. This home is fully equipped with all appliances including dishwasher, stove, microwave, washer, dryer, and refrigerator making it truly move in ready!

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

7/10
8/10
Lutcher High SchoolGrades 7-120.4 mi

Construction

Condition

  • Year built: 1958

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator

Bedroom1

  • Level: First
  • Area: 115

Bedroom2

  • Level: First
  • Area: 149.5

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,444
  • Total interior livable area: 1,060 sqft

Kitchen

  • Features: Tile Counters, Cabinets Custom Built

Master Bedroom

  • Features: En Suite Bath, Ceiling Fan(s)
  • Level: First
  • Area: 120

Property

Details

  • Special condition: Standard

Features

  • Stories: 1
  • Fencing: Wood

Lot

  • Lot size: 8,058 sqft
  • Lot size dimensions: 70 x 115

Parking

  • Parking features: Covered

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tornado
Cold Wave
Hail
Heat Wave
Strong Wind

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $854$10,248
Home Insurance *$359$4,308
Property Taxes $66$792
Electricity $147$1,773
Total$1,426$17,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,891/yr
40% on housing$42,780/yr
45% on housing$38,026/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 70052$104
St. James Parish$111

vs Homes Sold Last Month

Median $/sqft

ZIP 70052$97
St. James Parish$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Listed for sale$175,000

For Sale by Agent

AgentJennifer Lambert
BrokerageAlexander Realty, LLC

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