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5872 Golden Nugget Rd, Stover, MO, 65078

1beds
1baths
680sqft
$89,900
$132price/sqft
$685/moest. monthly cost
$27,400/yrincome needed

About This Home

This cozy tiny home offers a simple, low-maintenance lifestyle with just enough space to make it your own and sets on almost 5 acres. Inside, you’ll find a functional layout with 1 bedroom, a loft, kitchen, living area, and washer/dryer hookups—perfect for full-time living, a weekend escape, or even a rental opportunity. The covered front porch and back deck add extra living space, ideal for relaxing and enjoying the quiet surroundings. With no restrictions, you have the freedom to use the property how it fits your needs—whether that’s a getaway spot, investment property, or a place to simplify and slow down. A few updates like fresh paint and flooring could quickly elevate the space and add value.Located close to a public boat ramp, it’s a great option for anyone who loves easy access to the water without the price tag of lakefront property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
4/10
Morgan Co. R-I High SchoolGrades 6-1211.8 mi

Construction

Condition

  • Year built: 2005

Type & Style

  • Home type: SingleFamily
  • Architectural style: Tiny Home
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 680

Interior Area

  • Total structure area: 680
  • Total interior livable area: 680 sqft

Property

Details

  • Parcel number: 169031000006007000

Features

  • Patio & porch: Deck,Covered

Lot

  • Lot size: 5 Acres

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Ice Storm
Tornado
Winter Weather
Cold Wave
Hail
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $454$5,448
Home Insurance *$55$660
Property Taxes $35$420
Electricity $141$1,693
Total$685$8,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,485/yr
40% on housing$20,550/yr
45% on housing$18,266/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -4.7%
-4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 65078$95
Morgan County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 65078
Morgan County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-19Listed for sale$105,000

For Sale by Agent

AgentBaylie Stevenson
BrokerageLEHMAN REALTY GROUP, LLC

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