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402 Bold Ruler Ct #202, Havre De Grace, MD, 21078

2beds
3baths
1,864sqft
$459,990
$247price/sqft
$3,056/moest. monthly cost
$122,240/yrincome needed

About This Home

55+ Luxury -Elevatior Condominiums The Darlington, our largest and most popular floor plan, offers exceptional space, comfort, and elevated design. This beautifully crafted home features 2 spacious bedrooms, 2 full baths, and a convenient powder room. A private study and a generous kitchen island add versatility and function to this standout layout. The kitchen includes all appliances and a walk-in pantry, opening seamlessly into the expansive living/dining area with access to your private balcony. The Owner’s suite also enjoys direct balcony access, providing a quiet and relaxing retreat. One of the Darlington’s most unique advantages is its windows on three sides, filling the home with abundant natural light from any floor. With only two shared walls, this plan offers a level of privacy rarely found in similar homes. One of only 2 buidlings for 55 or Better. Private 1 car garage and private balcony. Storage areas and oversized garages are available for purchase. Additional highlights include: • A large laundry room • Ample storage throughout • Custom paint • Upgraded trim and finishes 📍 Visit our Model Home at 404–208 Bold Ruler Ct. 🕚 Open Friday–Tuesday, 11–5

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10
6/10

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Stone,Vinyl Siding

Other

  • Builder model: Darlington
  • Builder name: Overlook at Bulle Rock

Type & Style

  • Home type: Condo
  • Architectural style: Craftsman
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Hookup,In Unit

Bathroom2

  • Features: Bathroom - Tub Shower
  • Level: Main

Bedroom2

  • Features: Flooring - Carpet,Walk-In Closet(s)
  • Level: Main
  • Area: 225
  • Dimensions: 15 X 15

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 2

Dining Room

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 110
  • Dimensions: 10 X 11

Features

  • Combination Dining/Living,Dining Area,Elevator,Family Room Off Kitchen,Open Floorplan,Flat,Pantry,Primary Bath(s),Recessed Lighting,Bathroom - Tub Shower,Walk-In Closet(s),Kitchen Island,9'+ Ceilings,Dry Wall
  • Window features: Double Pane Windows,Screens
  • Flooring: Carpet,Ceramic Tile,Laminate
  • Finished area above ground: 1,864
  • Common walls with other units/homes: 2+ Common Walls

Half Bath

  • Features: Flooring - Vinyl
  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,864
  • Total interior livable area: 1,864 sqft

Kitchen

  • Features: Kitchen - Electric Cooking,Living/Dining Room Combo,Pantry,Kitchen Island,Flooring - Vinyl
  • Level: Main

Living Room

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 540
  • Dimensions: 27 X 20

Primary Bathroom

  • Features: Double Sink
  • Level: Main

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Main
  • Area: 180
  • Dimensions: 12 X 15

Sitting Room

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 56
  • Dimensions: 7 X 8

Study

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 90
  • Dimensions: 9 X 10

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 1306080731
  • Attached to another structure: Yes
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Inside Entrance,Parking Space Conveys,Private,Secured,Under Home Parking,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Lightning
Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,325$27,900
Home Insurance *$132$1,584
Property Taxes $318$3,816
Electricity $281$3,374
Total$3,056$36,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,777/yr
40% on housing$91,680/yr
45% on housing$81,493/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 21078$175
Harford County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 21078$209
Harford County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$434,990

New Construction

AgentTERRI Hill
BrokerageBuilder Solutions Realty

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