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720 Upper Cherrytown Road, Kerhonkson, NY, 12446

3beds
2baths
1,300sqft
$725,000
$558price/sqft
$5,109/moest. monthly cost
$204,360/yrincome needed

About This Home

To be built new construction by Cedar Development Group (@CedarDGHomes on IG). CDG uses fine finishes throughout and significant customization is possible with this home, or you can proceed with it as contemplated. Pictures are representative of another similarly completed house by CDG however exact finishes may vary and are subject to change or withdrawal. Home size can be augmented or reduced subject to separate pricing and various sizes are photographed here for your convenience. Reach out to discuss the project.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

6/10
5/10

Construction

Condition

  • Year built: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame,Modern
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom
  • Attic: Unfinished

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,300
  • Total interior livable area: 1,300 sqft

Property

Details

  • Parcel number: 4400059.0120001024.0000000
  • Special condition: None

Lot

  • Lot size: 1.37 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind

FEMA Declared Disasters in Ulster County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$220$2,640
Property Taxes $978$11,736
Electricity $246$2,954
Total$5,109$61,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,165/yr
40% on housing$153,270/yr
45% on housing$136,240/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$558This listing

vs Other Active Listings

Avg $/sqft

ZIP 12446$239
Ulster County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12446$270
Ulster County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Listed for sale$725,000

For Sale by Agent

AgentRyan P. Scully
BrokerageCedar Properties

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