




406-410 E Monterey Avenue #103, Wildwood, NJ, 08260
About This Home
GREAT INVESTMENT OPPORTUNITY! Welcome to your seaside escape at the sought-after Monterey Resort -- FIRST FLOOR, beautifully maintained and fully furnished two-bedroom, one-bath beachfront condo that truly represents the best of the best. Capture soothing ocean breezes from this ideally located unit, perfectly positioned within the complex. The front bedroom features two full beds, while the rear bedroom offers a queen bed with coordinating nightstands and dresser. Sea-faring and pastoral artwork adorn the walls, complementing the recessed lighting and luxury vinyl plank flooring in both bedrooms. The kitchen boasts crisp white cabinetry and comes fully stocked with dishes and cookware, along with ample counter space, a gas stove, microwave, a large refrigerator/freezer... and porcelain tile which extends through the dining area. The updated bathroom features a stall shower for modern comfort. A dining table seating up to six makes entertaining easy, and the inviting living room with sofa and loveseat is perfect for relaxing while enjoying the televisions located in both bedrooms and the main living area. Step outside to enjoy the beautifully maintained in-ground pool with lounge chairs and umbrellas that enhance the resort-style atmosphere. Additional amenities include BBQ grills, shuffleboard, and an on-site laundry facility. For investors, the on-site rental management team is exceptional, helping to ensure your highly rentable unit stays occupied should you choose to generate income. Whether for personal enjoyment or investment, this is hands down one of the best-located units in the complex -- a true beachfront gem.
Getting Around
Schools
Construction
Condition
- Year built: 1953
Materials
- Roof: Flat
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 580
- Total interior livable area: 580 sqft
Property
Details
- Parcel number: 1500125020000602C0103
- Zoning description: Condo
Features
- Levels: Lower Level,One
- Stories: 3
- Entry location: Lower Level
- Pool features: Community,In Ground
- Exterior features: Storage,Swimming
- On waterfront: Yes
- Waterfront features: Oceanside/Beach Blk,Oceanside
Lot
- Lot size: 0.68 Acres
- Lot size dimensions: 331 x 90
Parking
- Total spaces: 1
- Parking features: See Remarks,Asphalt,None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Coastal Flooding
- Hurricane
- Inland Flooding
- Winter Weather
- Heat Wave
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,149 | $25,788 |
| Home Insurance * | $136 | $1,632 |
| Property Taxes | $329 | $3,948 |
| Electricity | $193 | $2,318 |
| Total | $2,807 | $33,684 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Price change | $425,000 |
| 2026-04-20 | Listed for sale | $439,900 |
For Sale by Agent
