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480 County Road 3081, Cleveland, TX, 77327

3beds
2baths
2,203sqft
$395,000
$179price/sqft
$2,742/moest. monthly cost
$109,680/yrincome needed

About This Home

This home feels like a fresh start the moment you walk in—bright, clean, and so well cared for it feels untouched. It’s like new construction, but with all the right upgrades in place. With the privacy fence in the front, and the cross-fencing along the backyard it creates your own little retreat. There’s an above-ground pool for sun-soaked afternoons and a back porch ready for slow evenings, complete with a gas line hookup. Inside, everything comes together with ease. Soft pendant lighting, upgraded ceiling fans, high-end faucets, and thoughtfully placed accent walls create a space that feels both elevated and comfortable. The herringbone tile adds a touch of character, while matching granite in the kitchen and bathrooms keeps everything beautifully in sync. A cozy office with French doors, an expanded primary closet, 3-car garage with epoxy floors, and coach lighting complete the picture. It’s warm, it’s inviting… and just feels like the kind of place you’ll want to stay a while.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Tarkington Primary SchoolGrades PK-K2.1 mi
4/10
Tarkington Middle SchoolGrades 6-82.1 mi
2/10
Tarkington High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Cement Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • All Bedrooms Down,Walk-In Closet(s)

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Gas

Interior Area

  • Total structure area: 2,203
  • Total interior livable area: 2,203 sqft

Kitchen

  • Features: Kitchen open to Family Room,Soft Closing Cabinets,Soft Closing Drawers,Walk-in Pantry

Property

Details

  • Parcel number: 002421000120000
  • Special condition: Short Sale

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Covered
  • Fencing: Back Yard,Cross Fenced

Lot

  • Lot size: 1.03 Acres
  • Features: Subdivided,1 Up to 2 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$331$3,972
Property Taxes $173$2,076
Electricity $241$2,902
Total$2,742$32,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,011/yr
40% on housing$82,260/yr
45% on housing$73,120/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 77327$118
Liberty County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 77327$138
Liberty County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$395,000
2026-04-20Listed for sale$435,000

For Sale by Agent

AgentCandice Cucco
BrokerageUnited Real Estate

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