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6547 Elizabeth Ann Way Lot 92, Ooltewah, TN, 37363

2beds
2baths
1,411sqft
$350,000
$248price/sqft
$2,311/moest. monthly cost
$92,440/yrincome needed

About This Home

MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: - $7,500 toward Buyer's closing costs - $900 HOA Initiation Fee Paid By Seller - 3 Years of HOA Dues PREPAID with Seller's Preferred Lender. That's up to $11,100 in closing assistance PLUS HOA savings! (Must Close 30 Days From Contract Date) This is an excellent opportunity to own a single level home in the desirable James Creek community. Located in Ooltewah, TN, the Orchid floor plan offers two bedrooms and two full baths all on one level with no stairs, making everyday living easy and comfortable. The open concept layout features vaulted ceilings and a bright, welcoming living space. The kitchen includes granite countertops, stainless steel appliances, a pantry, and a conveniently located laundry area. The primary suite offers a walk in closet and a full bath with a granite topped double vanity. The second bedroom includes its own attached full bath and additional storage. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, James Creek offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of another Orchid floor plan and finishes may vary. Schedule your private tour today. (Photos are of another Orchid home. Finishes will be different in this home).

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
6/10
Hunter Middle SchoolGrades 6-82.5 mi
5/10
Ooltewah High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Brick,HardiPlank Type,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Electric Range,Free-Standing Electric Oven,Free-Standing Electric Range,Microwave,Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Double Vanity,Granite Counters,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Primary Downstairs,Recessed Lighting,Vaulted Ceiling(s),Walk-In Closet(s),Tub/shower Combo
  • Window features: Double Pane Windows
  • Flooring: Laminate,Other,Plank
  • Finished area above ground: 1,411

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,411
  • Total interior livable area: 1,411 sqft

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Central Living Area,Accessible Doors

Details

  • Parcel number: 123g J 026

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio,Porch,Porch - Covered
  • Exterior features: Lighting

Lot

  • Lot size: 8,712 sqft
  • Features: Level
  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Inland Flooding
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance $187$2,244
Property Taxes $180$2,160
Electricity $175$2,103
Total$2,311$27,732

Income You'd Need if You Spent...

35% on housing$79,234/yr
40% on housing$69,330/yr
45% on housing$61,626/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 37363$213
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37363
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Contingent$350,000
2026-04-20Listed for sale$350,000

New Construction

AgentDavid Dees
BrokerageWoody Creek Realty, LLC

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