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5431 Laurel Oak Dr #267, Winter Haven, FL, 33880

3beds
2baths
1,352sqft
$159,900
$118price/sqft
$1,254/moest. monthly cost
$50,160/yrincome needed

About This Home

3bedrooms/2baths/1,352sf/$163,900/Winter Haven Oaks/#267 Beautiful 2021 home offering three spacious bedrooms and two full baths, designed with comfort and style in mind. This move-in-ready property comes fully furnished and features all upgraded appliances, making it perfect for effortless living. Situated on a beautiful lot, you'll enjoy relaxing or entertaining in the screened Lanai patio, complete with a grill for outdoor dining. A perfect blend of modern convenience and inviting charm-this home is ready for you to enjoy from day one.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

1/10
4/10
Westwood Middle SchoolGrades 6-84.5 mi
2/10
Lake Region High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2021

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,352

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,352
  • Total interior livable area: 1,352 sqft

Property

Details

  • On leased land: Yes
  • Lease amount: 675

Lot

  • Lot size: 1,352 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$152$1,824
Property Taxes $97$1,164
Electricity $197$2,366
Total$1,254$15,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,994/yr
40% on housing$37,620/yr
45% on housing$33,440/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 33880$117
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33880$179
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$163,900

For Sale by Agent

AgentDonna Kendall
BrokerageCRF Communities

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