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3429 Byrnes St #140, Charlotte, NC, 28205

4beds
3baths
1,722sqft
$879,900
$511price/sqft
$5,381/moest. monthly cost
$215,240/yrincome needed

About This Home

This immaculate home captures Charlotte’s Center City and NoDa vibes and is ready for you to move in or generate income right in the heart of Charlotte. Located seconds from NoDa and just 3 miles from Center City, it provides flexible living options by offering two separate spaces, each with its own private entrance, ideal for living with in-laws or earning rental income. Comfort and versatility are built in. The property sits on a corner lot with a spacious fenced yard surrounded by quiet, professional neighbors. Recent improvements include an updated zoned HVAC system that allows each living area to control its own temperature, an extra water heater, and a crawl space vapor barrier for added peace of mind and value. Positioned moments from NoDa Arts District and Plaza Midwood, you’ll have top-rated restaurants, breweries, shops, and nightlife at your doorstep. Charlotte’s two largest hospitals, Novant Main and Atrium Main, are only a few miles away. Zoned for multi-family use but currently set up as a single-family home, this property offers exceptional flexibility. An optional floor plan demonstrates how the home could be combined into one cohesive living space for those preferring a traditional layout. Opportunities like this are rare—this home is truly a must-see!

Getting Around

53
WalkingSomewhat Walkable
47
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

5/10
7/10
Eastway MiddleGrades 6-82.3 mi
1/10
Garinger High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1956

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Full,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 4

Dining Room

  • Level: Main

Features

  • Door features: Insulated Door(s)
  • Flooring: Tile,Wood
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,722

Flex Space

  • Level: Main

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,722
  • Total interior livable area: 1,722 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Primary Bedroom

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 09305207
  • Zoning: R22MF
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Fencing: Fenced

Lot

  • Lot size: 0.15 Acres
  • Features: Corner Lot

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,449$53,388
Home Insurance *$227$2,724
Property Taxes $505$6,060
Electricity $200$2,405
Total$5,381$64,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$184,491/yr
40% on housing$161,430/yr
45% on housing$143,493/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$511This listing

vs Other Active Listings

Avg $/sqft

ZIP 28205$281
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28205$345
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$879,900

For Sale by Agent

AgentJessica Winters
BrokerageJ W Realty

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