1317 Reid St, Albemarle, NC, 28001
About This Home
Brick new construction home with upgrades + private wooded lot under $300K—rare find in Albemarle.| USDA Eligible | This 3-bedroom, 2.5-bath home combines low-maintenance durability with modern upgrades and an open, functional layout designed for everyday living. The main level features a bright, open-concept living space with detailed moldings, a spacious kitchen with center island, and seamless flow for entertaining. Upstairs, the primary suite offers a private retreat with a walk-in closet and en-suite bath, while two additional bedrooms provide flexibility for guests, a home office, or growing needs. Set on a generously sized lot that extends into the tree line, this property offers added privacy and room to enjoy the outdoors—something buyers consistently struggle to find in newer homes. Property line extends into the tree line, property is marked. Located just minutes from downtown Albemarle, with convenient access to shopping, dining, Stanly Community College, and an easy drive to Charlotte. Outdoor recreation is right at your fingertips with Badin Lake, Lake Tillery, and Morrow Mountain State Park nearby.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Construction materials: Brick Full
Other
- Builder name: Smurf Brothers LLC
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dual Flush Toilets,Electric Oven,Electric Range
- Laundry features: Laundry Room,Main Level
Bathroom Full
- Level: Upper
Bathroom Full
- Level: Upper
Bathroom Half
- Level: Main
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Area
- Level: Main
Features
- Built-in Features,Kitchen Island,Open Floorplan,Walk-In Closet(s)
- Flooring: Carpet,Tile,Vinyl
- Attic: Pull Down Stairs
- Finished area below ground: 0
- Finished area above ground: 1,642
Heating & Cooling
- Heating features: Central,Electric,Heat Pump,Zoned
- Cooling features: Ceiling Fan(s),Central Air,Electric,Heat Pump,Zoned
Interior Area
- Total structure area: 1,642
- Total interior livable area: 1,642 sqft
Kitchen
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Primary Bedroom
- Features: Attic Stairs Pulldown,Breakfast Bar,Built-in Features,Ceiling Fan(s),En Suite Bathroom,Kitchen Island,Split BR Plan
- Level: Upper
Property
Accessibility
- Accessibility features: Two or More Access Exits
Details
- Parcel number: 653904701195
- Zoning: R-8
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch,Patio
Lot
- Lot size: 0.20 Acres
- Features: Level
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Stanly County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,431 | $17,172 |
| Home Insurance * | $137 | $1,644 |
| Property Taxes | $134 | $1,608 |
| Electricity | $200 | $2,405 |
| Total | $1,902 | $22,824 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-20 | Listed for sale | $288,000 |
New Construction
View on Zillow