




5433 Vernon Ridge Rd #129, Huntersville, NC, 28078
About This Home
The elegantly designed Atwater offers a harmonious blend of elegance and functionality. The open foyer extends past a sophisticated dining room into the expansive 2 story great room and bright casual dining area, which seamlessly connects to a lovely covered patio. The gourmet kitchen features a center island with a breakfast bar, abundant counter and cabinet space, a walk-in pantry, and a convenient passthrough to the formal dining room—perfect for effortless entertaining. On the second floor, the serene primary bedroom offers a private escape, showcasing a walk-in closet and a relaxing bath complete with a dual-sink vanity, a luxe shower with a seat and free standing tub, a linen closet, and a private water closet. Three generous secondary bedrooms surround a stunning loft space — all the secondary bedrooms feature walk-in closets and have ensuite bathrooms. Additional highlights include a lovely first-floor secondary bedroom suite, a flex room just off the foyer, convenient everyday entry, easily accessible second-floor laundry, and a two-car garage. All this in Huntersville newest community! A new Master Plan neighborhood featuring 357 single-family homes. Pool, clubhouse and walking trails that will connect to the Greenway. Great Shopping and restaurants nearby, quick access to I-77, I-85, and I-485, conveniently located to uptown Charlotte, UNC Research Park, UNC Charlotte, and the Lake Norman Area.
Getting Around
Schools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Fiber Cement,Stone
Other
- Builder model: Atwater Contemporary
- Builder name: Toll Brothers
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Double Oven,Gas Cooktop,Gas Water Heater,Microwave,Refrigerator with Ice Maker,Wall Oven,Washer,Wine Refrigerator
- Laundry features: Laundry Room,Main Level
Bedroom S
- Features: En Suite Bathroom
- Level: Upper
Bedroom S
- Features: En Suite Bathroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: Main
Features
- Flooring: Carpet,Tile,Vinyl
- Fireplace features: Gas,Great Room
- Finished area below ground: 0
- Finished area above ground: 3,605
Great Room
- Level: Main
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 3,605
- Total interior livable area: 3,605 sqft
Kitchen
- Features: Kitchen Island
- Level: Main
Loft
- Level: Upper
Primary Bedroom
- Features: En Suite Bathroom,Tray Ceiling(s),Walk-In Closet(s)
- Level: Upper
Property
Details
- Parcel number: 00905365
- Zoning: MX-3
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: Community
- Patio & porch: Covered,Front Porch,Rear Porch
Lot
- Lot size: 0.21 Acres
- Features: Level
Parking
- Total spaces: 2
- Parking features: Driveway,Attached Garage,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Mecklenburg County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,925 | $59,100 |
| Home Insurance * | $291 | $3,492 |
| Property Taxes | $560 | $6,720 |
| Electricity | $335 | $4,029 |
| Total | $6,111 | $73,332 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-20 | Listed for sale | $934,000 |
New Construction Spec
