




28278 E Fence Lake Rd, Michigamme, MI, 49861
About This Home
Private 14.2-Acre Waterfront Sanctuary. Seclusion and luxury await you at this handcrafted masterpiece on Fence Lake, the largest private lake in Michigan. Situated on 14.2 wooded acres with 362 feet of point frontage, this setting captures breathtaking sunset views and crystal-clear waters. The property features vibrant wildflowers and ferns in summer, brilliant hardwood colors in autumn, and a pristine winter wonderland. Seasonal mini-waterfalls emerge as snow melts, adding natural movement to the landscape. Fence Lake is a strictly private, 310-acre lake gated community in Baraga County, Michigan celebrated for its deep, spring-fed waters and elite fishery free from invasive species, the lake is managed with thoughtful stewardship. Guidelines ensure a balance between daytime recreation and mirror-like stillness for paddling or watching loons and eagles. This is a protected family setting where environmental integrity and property values are intentionally safeguarded. This 3,830 SF log-sided estate blends exceptional craftsmanship with natural materials. Designed to capture panoramic views. The home features an elevated main floor and a walk-out lower level. Main Level: The expansive living room boasts a 2.5-story wall of floor-to-ceiling windows, a vaulted knotty pine ceiling, and a custom log staircase. A natural wood-burning fireplace, built from hand-picked local stone by an expert mason, serves as an artistic centerpiece. Chef’s Kitchen & Dining: Features custom 42’’ knotty pine cabinetry, Silestone countertops, stainless appliances, a generous pantry, and an island with seating. Primary Suite: Offers sunset views from bed, French doors to the deck, a large walk-in closet, and a spa-like bath with travertine floors, a two-person rain shower, and Italian marble double vanities. Guest Wing: A second bedroom features vaulted ceilings and deck access, accompanied by a full bath with a soaking tub and marble counters. The Loft: A 400 SF sunny space overlooking the lake and living area, complete with custom pine library shelving ideal for an office or extra sleeping space. Lower Level & Entertainment: Walk-out design with 9-foot ceilings and direct lake access. Large great room with a stone wood-burning fireplace and pool table. Cedar custom built 500-bottle wine cellar. Two additional spacious bedrooms with huge closets. Full bath and a dedicated mudroom with direct exterior access to the lake, laundry, ceramic tile, and ample storage. Outdoor Living: The north and west-facing design ensures remarkable sunsets year-round. A 1,200 SF elevated lakeside deck with integrated lighting and sound provides the ultimate space to cook and relax. The Grounds: 14.2 acres of wilderness featuring a stone fire pit, a large deep 3-car garage, and a custom tree fort nestled in the pines. The Waterfront: A gentle winding trail leads to a spacious 28-foot dock. The shoreline offers a unique mix of deep water for diving and a shallow sandy bay for swimming.
Getting Around
Schools
Construction
Condition
- Year built: 2006
Materials
- Foundation: Basement,Concrete Perimeter
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Chalet
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range/Oven,Refrigerator,Washer,Water Heater
- Laundry features: Lower Level,Laundry Room
Basement
- Has basement: Yes
- Basement: Daylight,Finished,Full,Exterior Entry,Interior Entry,Walk-Out Access,Concrete
Bathroom1
- Features: Tile
- Level: Main
- Area: 80
Bathroom2
- Features: Tile
- Level: Main
- Area: 72
Bathroom3
- Features: Tile
- Level: Lower
- Area: 108
Bedroom1
- Features: Wood
- Level: Main
- Area: 195
Bedroom2
- Features: Wood
- Level: Main
- Area: 182
Bedroom3
- Features: Carpet
- Level: Lower
- Area: 208
Bedroom4
- Features: Carpet
- Level: Lower
- Area: 168
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 2
Dining Room
- Features: Wood
- Level: Main
- Area: 252
Family Room
- Features: Carpet
- Level: Lower
- Area: 600
Features
- High Ceilings,Cathedral/Vaulted Ceiling,Interior Balcony,Sound System,Walk-In Closet(s),Eat-in Kitchen
- Flooring: Ceramic Tile,Hardwood,Wood,Carpet
- Number of fireplaces: 2
- Fireplace features: Basement,Great Room,Fireplace Screen,Wood Burning
- Fireplace: Yes
- Finished area below ground: 1,577
- Finished area above ground: 2,135
Great Room
- Level: Main
- Area: 400
Heating & Cooling
- Heating features: Forced Air,Propane,Wood
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 3,830
- Total interior livable area: 3,712 sqft
Kitchen
- Features: Wood
- Level: Main
- Area: 234
Master Bedroom
- Level: First
Property
Details
- Parcel number: 00501604010
- Zoning: Waterfront Residential
- Zoning description: Residential
- Special condition: Trust,Standard
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Deck
- Has view: Yes
- View description: Water,Lake,Rural View
- Has water view: Yes
- Water view: Water,Lake
- On waterfront: Yes
- Waterfront features: Association Access,Dock/Pier Facility,Lake Front,Lake/River Access,Interior Lake,Waterfront
- Waterbody name: Fence Lake
- Frontage length: 345
Lot
- Lot size: 14.20 Acres
- Features: Deep Lot - 150+ Ft.,Large Lot - 65+ Ft.,Wooded,Dead End,Rural,Rolling/Hilly
- Lot size dimensions: 346 x 1511 x 500 x 1878
Parking
- Total spaces: 3
- Parking features: 3 or More Spaces,Garage,Detached,Electric in Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Hail
- Lightning
- Strong Wind
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Baraga County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,065 | $96,780 |
| Home Insurance * | $681 | $8,172 |
| Property Taxes | $1,143 | $13,716 |
| Electricity | $404 | $4,858 |
| Total | $10,293 | $123,516 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-20 | Listed for sale | $1,595,000 |
