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213 48th St APT B3, Union City, NJ, 07087

1beds
1baths
513sqft
$250,000
$487price/sqft
$1,878/moest. monthly cost
$75,120/yrincome needed

About This Home

Welcome to this beautiful designed 1 bedroom Condo in the Heart of Union City. A perfect home for commuters, first-time buyers, or investors! Enjoy unbeatable convenience with the light rail and direct bus service to New York City less than 2 blocks away. Surrounded by supermarkets, restaurants, cafes, and local shops, everything you need is just steps from your door. This thoughtfully designed condo features custom-made furniture with extra closet and storage space, plus a pull-down bed, providing a smart and comfortable solution for accommodating overnight guests without sacrificing living space.

Getting Around

97
WalkingWalker's Paradise
83
TransitExcellent Transit
56
BikeBikeable

Schools

6/10
8/10
Union Hill Middle SchoolGrades 7-80.5 mi
3/10
Union City High SchoolGrades 9-121.2 mi

Construction

Materials

  • Construction materials: Stone,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Brownstone,Multi Level
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Gas Oven

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 513
  • Total interior livable area: 513 sqft

Property

Details

  • Parcel number: 10 00277000000030
  • Other equipment: Intercom

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$96$1,152
Property Taxes $325$3,900
Electricity $193$2,318
Total$1,878$22,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,388/yr
40% on housing$56,340/yr
45% on housing$50,080/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$487This listing

vs Other Active Listings

Avg $/sqft

ZIP 07087$425
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07087$387
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$236,000
2026-05-07Listing removed$250,000
2026-04-20Listed for sale$250,000

For Sale by Agent

AgentXIAO XIA LING
BrokerageELITE REALTORS OF NEW JERSEY

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