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11730a Lawrence 1195, Mount Vernon, MO, 65712

3beds
2baths
3,208sqft
$380,000
$118price/sqft
$2,693/moest. monthly cost
$107,720/yrincome needed

About This Home

I'm excited to share a unique property offering privacy, space, and versatility--all while being conveniently located near town.Property Highlights: Bedrooms/Bathrooms: 3 Bedrooms / 1 and a half Bathrooms Living Space: Over 3,200 sq ft Bonus Potential: to add an additional bedrooms/Office/Den Newer carpet in most of Home. Location: Secluded setting with easy access to I-44, just minutes from MT. Vernon Republic and AuroraThis beautiful custom-built home offers the perfect balance of peaceful country living and convenience. Inside, you'll find three spacious living areas, ideal for both relaxing and entertaining.Step outside and enjoy a large covered front porch and deck--perfect for morning coffee or unwinding in the evenings while taking in the abundance of wildlife, including deer and turkey.Additional Features: Covered outdoor entertaining area (ideal for adding a fire pit) Large well house with ample storage Spa room in progress, planned to include a hot tub Established cattle operation setup with automatic waterers Multiple ponds, including one stocked with fish. Mature timber, could be harvested.This property has been thoughtfully maintained and offers incredible flexibility--whether you're looking for a private residence, hobby farm, or working operation. Propane tank owned.Important Note:This property is being offered in two different ways--please see agent remarks or reach out for full details.If you'd like more information or want to schedule a private showing, feel free to contact me anytime.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

4/10
Mt. Vernon Middle SchoolGrades 6-86.6 mi
7/10
Mt. Vernon High SchoolGrades 9-126.7 mi

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Plaster,Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Propane Oven,Refrigerator
  • Laundry features: In Basement,W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Concrete,Finished,French Drain,Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Vinyl,Tile
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,500
  • Finished area above ground: 1,708

Heating & Cooling

  • Heating features: Central,Wood Burning Furnace,Fireplace(s),Propane,Wood
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,208
  • Total interior livable area: 3,208 sqft

Property

Details

  • Parcel number: 109030000000009000

Features

  • Levels: One and One Half
  • Stories: 2
  • Patio & porch: Covered,Front Porch
  • Has spa: Yes
  • Spa features: Hot Tub
  • Fencing: Cross Fenced,Barbed Wire
  • Has view: Yes
  • View description: Panoramic

Lot

  • Lot size: 5 Acres
  • Features: Acreage,Pasture,Mature Trees
  • Lot size dimensions: 5 acres m/l

Parking

  • Parking features: Additional Parking,Gravel,Driveway,Circular Driveway,Basement
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$373$4,476
Property Taxes $155$1,860
Electricity $244$2,939
Total$2,693$32,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,331/yr
40% on housing$80,790/yr
45% on housing$71,813/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 65712$187
Lawrence County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 65712
Lawrence County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$389,900

For Sale by Agent

AgentLance Dale Phillips
BrokerageReeceNichols - Mount Vernon

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