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401 N Bluff Dr #16101, Austin, TX, 78745

2beds
3baths
1,343sqft
$455,000
$339price/sqft
$3,217/moest. monthly cost
$128,680/yrincome needed

About This Home

*Additional units available! Reach out for full inventory. 33 unit community, only 14 units remaining. Offering a limited-time $10,000 seller flex credit - use it toward a rate buydown, closing costs, or to customize the purchase to fit your needs!* Located within a thoughtfully designed South Austin community, North Bluff Residences, this fully detached residence offers a more private, elevated take on low-maintenance living - just minutes from South Congress and the best of Austin’s dining, shopping, and entertainment. As a standalone home, it lives more like a single-family property, with added separation, increased natural light, and a quieter, more secluded feel within the community. Inside, the same well-designed 1,343 square foot floor plan features an open-concept layout with expansive 8-foot windows that create a bright, airy atmosphere throughout. The kitchen is outfitted with Energy Star appliances and opens seamlessly to the main living and dining areas, making it equally suited for everyday living and entertaining. A second living area on the upper level provides added flexibility for a home office, media space, or lounge. A smart thermostat enhances comfort and efficiency, while a Ring security doorbell at the front entrance adds an extra layer of convenience and peace of mind. Thoughtful design details carry throughout, including a primary suite with soaring vaulted ceilings, double closets, and views of surrounding greenery - maximizing both space and livability. The private yard - maintained by the HOA - offers outdoor space without the upkeep, and the attached carport adds convenience. For buyers seeking a more independent feel without sacrificing location or ease of ownership, this detached home stands out as a premium opportunity within one of South Austin’s most accessible communities.

Getting Around

56
WalkingSomewhat Walkable
53
TransitGood Transit
52
BikeBikeable

Schools

2/10
2/10
Bedichek Middle SchoolGrades 6-80.8 mi
4/10
Crockett High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition, Shingle

Other

  • Builder name: SVAG Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Dishwasher,Disposal,ENERGY STAR Qualified Appliances,Microwave,Plumbed For Ice Maker

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Vaulted Ceiling(s),Quartz Counters,Double Vanity,Electric Dryer Hookup,Gas Dryer Hookup,Open Floorplan,Smart Thermostat,Walk-In Closet(s),Washer Hookup
  • Window features: None
  • Flooring: Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,343 sqft

Kitchen

  • Features: Breakfast Bar,Quartz Counters,Dining Area,Open to Family Room,Plumbed for Icemaker
  • Level: Main

Primary Bathroom

  • Features: Quartz Counters,Double Vanity,Full Bath,Walk-in Shower
  • Level: Second

Primary Bedroom

  • Features: Ceiling Fan(s),Double Vanity,Full Bath,Vaulted Ceiling(s),Walk-In Closet(s),Walk-in Shower
  • Level: Second

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 401 N Bluff Drive, Unit 16101, Austin, TX 78745
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: None
  • Exterior features: Private Yard
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Neighborhood,Park/Greenbelt,Trees/Woods
  • Waterfront features: None

Lot

  • Features: Back Yard,Trees-Medium (20 Ft - 40 Ft)

Parking

  • Parking features: Attached Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,300$27,600
Home Insurance *$183$2,196
Property Taxes $496$5,952
Electricity $238$2,859
Total$3,217$38,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,297/yr
40% on housing$96,510/yr
45% on housing$85,786/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$339This listing

vs Other Active Listings

Avg $/sqft

ZIP 78745$215
Travis County$334

vs Homes Sold Last Month

Median $/sqft

ZIP 78745$327
Travis County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for rent$2,500
2026-04-20Listed for sale$455,000

New Construction

AgentLawrence Pritchett
BrokerageMODUS Real Estate

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