320 Oak St, Florence, OR, 97439
About This Home
Discover this inviting 2025 built two story home featuring 3 bedrooms, 2.5 bathrooms, an additional office/bedroom, and 1,621 square feet of comfortable living space. The kitchen offers a walk in pantry, eat bar, built in microwave and dishwasher, along with a free standing range and refrigerator, creating a functional and welcoming space for daily living. The primary bedroom includes a spacious walk in closet that can also serve as a home office, plus an attached bathroom with double sinks and a walk in shower. The exterior showcases attractive landscaping, a covered patio, and an attached two car garage. Alley access provides added convenience along with extra parking for a trailer, boat, or other recreational vehicles. Located just a short distance from Old Town, this home offers easy access to shopping, dining, and local amenities. You won't want to miss this opportunity to own a home just minutes from Old Town Florence!
Getting Around
Somewhat Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2025
Materials
- Foundation: Concrete Perimeter
- Roof: Composition
- Construction materials: Cement Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Free-Standing Refrigerator,Microwave,Washer/Dryer,Free-Standing Range,Electric Water Heater
- Laundry features: Laundry Room
Basement
- Basement: Crawl Space
Bedroom2
- Features: Closet, Wallto Wall Carpet
- Level: Upper
Bedroom3
- Features: Closet, Wallto Wall Carpet
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- Partial bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Features: Sliding Doors,Vinyl Floor
- Level: Main
Features
- Soaking Tub,Closet,Eat Bar,Pantry,Bathroom,Double Closet,Double Vanity,Walkin Shower
- Door features: Sliding Doors
- Window features: Vinyl Frames
- Flooring: Vinyl,Wall to Wall Carpet
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 1,621
- Total interior livable area: 1,621 sqft
Kitchen
- Features: Dishwasher, Eat Bar, Microwave, Pantry,Free Standing Range, Free Standing Refrigerator, Vinyl Floor
- Level: Main
Living Room
- Features: Vinyl Floor
- Level: Main
Master Bedroom
- Features: Bathroom,Double Closet, Double Sinks, Walkin Shower, Wallto Wall Carpet
- Level: Upper
Office
- Features: Closet, Vinyl Floor
- Level: Main
Property
Details
- Parcel number: 0805901
- Zoning: OTDB
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered Patio
- Exterior features: Yard
- Has view: Yes
- View description: City,Trees/Woods
Lot
- Lot size: 6,969 sqft
- Features: Level,SqFt 7000 to 9999
Parking
- Total spaces: 2
- Parking features: Driveway,RV Access/Parking,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Coastal Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Lane County and Oregon
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,523 | $30,276 |
| Home Insurance * | $115 | $1,380 |
| Property Taxes | $324 | $3,888 |
| Electricity | $176 | $2,119 |
| Total | $3,138 | $37,656 |
Income You'd Need if You Spent...
Oregon FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Price change | $565,000 |
| 2026-04-20 | Listed for sale | $585,000 |
View on Zillow