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130 River Grove Ct, Ofallon, MO, 63366

3beds
2baths
1,740sqft
$547,900
$315price/sqft
$3,740/moest. monthly cost
$149,600/yrincome needed

About This Home

This 3 Bedroom, 2 Bath Ranch Style Home with a 3 Car Extended Garage is Under Construction & will be Available in July. Features in this Home Include 9' Ceilings throughout & Vaulted Ceilings in the Foyer, Great room, Kitchen & Breakfast room. The Kitchen has 42" White, Soft Close Cabinets with Crown Molding, Quartz Counters, Stainless Appliances, Kitchen Island, Walk in Pantry, Laminate Floors, Can Lighting & Under Cabinet Lighting. The Breakfast room leads out to your Covered Patio. The Great room also has Laminate Floors, Can Lighting, 6' Tall Windows & Open Stairs to the LL. The Primary Bathroom has Double Bowl, Adult Height White Vanities, Upgrade Countertops, Moen Matte Black Faucets & a 5' Shower w/ Transom Window above. Other Features Include Five Panel Doors, Matte Black Door Hardware, 5 1/4" Base, 3 1/4" Door Casing. Custom Wall Color, Carriage Style, Insulated Garage Doors, Opener , Rough in for a Future Bath in the LL, Architectural Shingles & a Fully Sodded Yard.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
9/10

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Architectural Shingle
  • Construction materials: Batts Insulation,Blown-In Insulation,Board & Batten Siding,Shake Siding,Stone,Vinyl Siding

Other

  • Builder name: T.R. Hughes Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Microwave,Free-Standing Electric Range,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Breakfast Room

  • Features: Floor Covering: Laminate
  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Features

  • Breakfast Bar,Breakfast Room,Ceiling Fan(s),Custom Cabinetry,Double Vanity,Kitchen Island,Open Floorplan,Recessed Lighting,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Pantry
  • Door features: Pocket Door(s)
  • Window features: Double Pane Windows,Low Emissivity Windows,Tilt-In Windows
  • Finished area above ground: 1,740

Great Room

  • Features: Floor Covering: Laminate
  • Level: Main
  • Area: 374
  • Dimensions: 22x17

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,740
  • Total interior livable area: 1,740 sqft

Kitchen

  • Features: Floor Covering: Laminate
  • Level: Main
  • Area: 126
  • Dimensions: 14x9

Laundry

  • Features: Floor Covering: Laminate
  • Level: Main
  • Area: 60
  • Dimensions: 12x5

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 204
  • Dimensions: 17x12

Property

Details

  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Front Porch,Patio

Lot

  • Lot size: 0.31 Acres
  • Features: Back Yard
  • Lot size dimensions: 90' x 145' x 88' x 150

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Hail
Heat Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,770$33,240
Home Insurance *$346$4,152
Property Taxes $483$5,796
Electricity $141$1,693
Total$3,740$44,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,228/yr
40% on housing$112,200/yr
45% on housing$99,733/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$315This listing

vs Other Active Listings

Avg $/sqft

ZIP 63366$186
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63366$178
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$557,900

New Construction

AgentKristin A Gansman
BrokerageSTL Buy & Sell, LLC

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