See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

263 Indian Valley Post Office Rd NW, Willis, VA, 24380

3beds
3baths
1,698sqft
$449,000
$264price/sqft
$2,827/moest. monthly cost
$113,080/yrincome needed

About This Home

Overlooking the serene community of Indian Valley lies this beautiful brick ranch home. It has been personally built by the owner and the quality is second to none. Featuring 3 bedrooms, 3 baths and 1,698 sq ft of finished living area this home consists of hardwood floors throughout and custom built maple kitchen cabinets. Situated on +/-1.15 acres with an amazing view overlooking the Blue Ridge Mountains this home is complete with a full unfinished basement and a detached out building. There is plenty of room for storage or workspace. Enjoy the stunning mountain views from every window in the home. Property is convenient to the Town of Floyd, Hillsville, and Christiansburg. For more information about this home for sale, contact Realtor with United Country Real Estate Blue Ridge Land & Auction in Floyd VA at or email

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Floyd County High SchoolGrades 8-1213.4 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Interior Area

  • Total structure area: 1,698
  • Total interior livable area: 1,698 sqft

Property

Lot

  • Lot size: 1.15 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$183$2,196
Property Taxes $172$2,064
Electricity $202$2,433
Total$2,827$33,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,925/yr
40% on housing$84,810/yr
45% on housing$75,386/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 7.6%
7.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 24380$151
Floyd County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 24380
Floyd County$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$449,000

For Sale by Agent

AgentChris Harman
BrokerageBlue Ridge Land & Auction

Similar Homes