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278 Sam Himsel Way, Danville, IN, 46122

4beds
3baths
2,278sqft
$399,900
$176price/sqft
$3,093/moest. monthly cost
$123,720/yrincome needed

About This Home

Step into the Cortland by D.R. Horton, America's Builder, where contemporary design meets timeless comfort in a sprawling 2,278 square foot ranch haven. This exquisite residence is a masterclass in modern architecture, boasting four spacious bedrooms and three luxurious bathrooms thoughtfully arranged to maximize both privacy and connection. The heart of the home is the magnificent open-concept great room, which flows effortlessly into a chef-inspired kitchen designed for both daily living and grand entertaining. Culinary enthusiasts will appreciate the gleaming quartz countertops, a massive central island, and a walk-in pantry. The aesthetic is anchored by sophisticated 42-inch gray upper cabinetry, providing ample storage without sacrificing style. The primary suite serves as a private retreat, while the additional bedrooms offer flexibility for guests, a home office, or a growing family. Practicality meets luxury with an expansive three-car garage, providing plenty of space for vehicles and storage. Beyond the layout, this home is built for the future. Elevate your lifestyle with America's Smart Home Technology, a pioneering suite of innovations that allows you to control your environment and stay connected to what matters most with ease. From the seamless flooring to the energy-efficient finishes, every detail of the Cortland has been curated for those who refuse to compromise on quality. Please note: photos are representative of plan and may vary as built.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

--
North Elementary SchoolGrades PK-20.2 mi
7/10
Danville Middle SchoolGrades 5-80.9 mi
8/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Vinyl With Brick

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Disposal,MicroHood,Gas Oven
  • Laundry features: Main Level

Bedroom2

  • Level: Main
  • Area: 136.875
  • Dimensions: 12'2 x 11'3

Bedroom3

  • Level: Main
  • Area: 135
  • Dimensions: 11'3 x 12

Bedroom4

  • Level: Main
  • Area: 151.1111
  • Dimensions: 11'4 x 13'4

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • 1/2 bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Breakfast Room

  • Level: Main
  • Area: 200.3542
  • Dimensions: 14'9 x 13'7

Features

  • Double Vanity,Breakfast Bar,High Ceilings,Kitchen Island,High Speed Internet,Pantry,Smart Thermostat,Walk-In Closet(s)
  • Window features: Wood Work Painted

Great Room

  • Level: Main
  • Area: 311.6944
  • Dimensions: 16'4 x 19'1

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,278
  • Total interior livable area: 2,278 sqft

Kitchen

  • Level: Main
  • Area: 201.4861
  • Dimensions: 13'7 x 14'10

Master Bedroom

  • Level: Main
  • Area: 226.3542
  • Dimensions: 17'1 x 13'3

Property

Details

  • Parcel number: 321104352049000003
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered

Lot

  • Lot size: 9,147 sqft

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Hail
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$197$2,364
Property Taxes $666$7,992
Electricity $208$2,505
Total$3,093$37,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,045/yr
40% on housing$92,790/yr
45% on housing$82,480/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 46122$154
Hendricks County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 46122$155
Hendricks County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$403,900

New Construction Spec

AgentFrances Williams
BrokerageDRH Realty of Indiana, LLC

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