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400 Royal Fern Ln, Lewis Center, OH, 43035

4beds
3baths
2,319sqft
$540,130
$233price/sqft
$3,848/moest. monthly cost
$153,920/yrincome needed

About This Home

Welcome to 400 Royal Fern Lane in Lewis Center, OH - a beautifully crafted new construction home built by M/I Homes. This 2-story home offers 2,319 square feet of thoughtfully designed living space, perfect for comfortable everyday living and effortless entertaining. Step inside to discover an open-concept living space that creates a seamless flow between the main gathering areas. The quality of design throughout this home is evident in every detail, from the well-appointed finishes to the functional layout that maximizes both style and livability. Home Highlights: 4 bedrooms and 2 full bathrooms plus 1 half bathroom 2,319 square feet of living space across 2 above-ground levels Study with Masonite doors Open-concept living space for gathering and entertaining Full basement offering additional storage or future living space Spacious owner's bedroom with en-suite bathroom Well-designed floorplan with quality finishes throughout This home is situated in a welcoming neighborhood with convenient proximity to parks, making it easy to enjoy outdoor recreation and green spaces. The surrounding area offers a friendly atmosphere with well-maintained streets and a strong sense of community pride. With its generous square footage, full basement, and carefully planned layout, this new construction home delivers lasting quality and comfort for years to come.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
8/10

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: M/I Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 2,319 sqft

Property

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Hail
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,731$32,772
Home Insurance *$149$1,788
Property Taxes $720$8,640
Electricity $248$2,984
Total$3,848$46,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,931/yr
40% on housing$115,440/yr
45% on housing$102,613/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 43035$231
Delaware County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 43035$206
Delaware County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$560,130

New Construction Spec

AgentM/I Homes of Central Ohio, LLC
BrokerageM/I Homes

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