520 - 526 Madison Street, Napa, CA, 94559
About This Home
Experience the perfect blend of historic Old Town character and crisp, modern luxury. This stunning 2-bedroom, 1-bath duplex has been meticulously maintained and updated, offering a incredible investment in one of Napa's most sought-after neighborhoods.
Getting Around
Very Walkable
Some Transit
Very BikeableSchools
Construction
Condition
- Year built: 1951
Materials
- Roof: Composition
Type & Style
- Home type: MultiFamily
- Property subType: Duplex
Interior
Appliances
- Laundry features: In Unit
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Unit 1 - Beds: 2,Baths: 2,Square Footage: 1800 | Unit 2 - Beds: 0,Baths: 0,Square Footage: 1882 | Unit 3 - Beds: 0,Baths: 0,Square Footage: 1882 | Unit 4 - Beds: 0,Baths: 0,Square Footage: 1882
Heating & Cooling
- Heating features: Wall Furnace
- Cooling features: None
Interior Area
- Total structure area: 1,800
- Total interior livable area: 1,800 sqft
Property
Details
- Parcel number: 004156011000
- Special condition: Standard
Features
- Levels: One
Lot
- Lot size: 6,847 sqft
- Features: Landscape Back,Landscape Front
Parking
- Total spaces: 2
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Napa County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,930 | $59,160 |
| Home Insurance * | $170 | $2,040 |
| Property Taxes | $487 | $5,844 |
| Electricity | $398 | $4,786 |
| Total | $5,985 | $71,820 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Listed for sale | $975,000 |
View on Zillow