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469 N Trotman Road, Camden, NC, 27921

4beds
2baths
1,744sqft
$479,000
$275price/sqft
$2,982/moest. monthly cost
$119,280/yrincome needed

About This Home

Set on 5 pristine acres in sought-after Camden County, North Carolina, this stunning new construction home offers the perfect blend of privacy, space and coastal-inspired charm--with no HOA and minimal neighbors to limit your vision. Whether you're dreaming of a garden, workshop, pool, or simply room to roam, this property delivers the freedom to bring it all to life. Step inside to an inviting modern ranch split floor plan designed for effortless, everyday living. Thoughtful craftsmanship is showcased throughout, with Craftsman-style trim and bead board accents adding a subtle coastal flair. Soaring cathedral style ceilings with the abundance of natural light create an airy, open feel that flows seamlessly from room to room. At the heart of the home, the kitchen is both stylish and functional--featuring ample cabinetry, a spacious center island with built-in outlets, and generous prep space perfect for gathering and entertaining. Just beyond, a large screened-in porch extends your living space outdoors, offering the ideal setting to unwind in the evenings or host guests year-round. Designed with convenience in mind, the home offers four comfortable bedrooms that provide peaceful retreats for rest and relaxation. Inside of the primary ensuite is a well designed bathroom with double vanities, ample storage space and custom tile shower with rain head. The expansive laundry room, located just off the garage entry, is thoughtfully designed with built-in shelving--perfect for combining pantry storage and keeping everything within reach. Additional closets throughout ensure there's no shortage of storage space. A double-car garage provides both functionality and a protected, dry entry into the home--adding ease to your daily routine. If you've been searching for new construction with land, privacy, and timeless design, this property checks every box--offering the rare opportunity to enjoy modern living with room to grow, create, and truly make it your own. Call today for more details!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Grandy PrimaryGrades PK-35.2 mi
5/10
Camden MiddleGrades 7-85.7 mi
5/10
Camden County High SchoolGrades 9-124.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Raised,Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Range,Dishwasher
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Master Downstairs,Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Eat-in Kitchen,Walk-In Closet(s)
  • Flooring: LVT/LVP,Carpet

Heating & Cooling

  • Heating features: Electric,Heat Pump,Zoned
  • Cooling features: Central Air,Zoned,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,744
  • Total interior livable area: 1,744 sqft

Property

Details

  • Parcel number: 02.8954.00.99.0061.0000
  • Zoning: WL
  • Special condition: Standard
  • Horse amenities: See Remarks

Features

  • Levels: One and One Half
  • Pool features: None
  • Patio & porch: Open,Covered,Screened,Front Porch,Rear Porch
  • Exterior features: None
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: None
  • Frontage type: See Remarks
  • Horses can be raised: Yes
  • Living area range: 1600 - 1799

Lot

  • Lot size: 5 Acres
  • Features: Open Lot,Interior Lot,Level,Farm
  • Lot size dimensions: 190 x 98

Parking

  • Total spaces: 4
  • Parking features: On Site,Paved,Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Hurricane
Lightning
Strong Wind
Cold Wave
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters in Camden County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance *$157$1,884
Property Taxes $203$2,436
Electricity $200$2,405
Total$2,982$35,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,240/yr
40% on housing$89,460/yr
45% on housing$79,520/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.1%
6.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 27921$167
Camden County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 27921$213
Camden County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$479,000

New Construction

AgentMichelle Smith
BrokerageSun Realty of Nags Head/Harbin

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