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955 Main St, Barnstable, MA, 02630

3beds
2baths
1,764sqft
$1,500,000
$850price/sqft
$9,472/moest. monthly cost
$378,880/yrincome needed

About This Home

A mid-19th-century Greek Revival, believed to be the birthplace of Captain William Bradford Parker and later home to Samuel Hallett — both tied to Osterville's historic maritime corridor along Main Street. The property reflects the success of maritime captains - there's a reason Osterville was once described as "a place where retired sea captains can live like gentlemen." You feel that here. The primary bedroom has been expanded to include a quiet alcove with a gas stove, an easy place to settle in on cooler days. The yard comes alive in season with mature plantings and a sense that it's been thoughtfully cared for. And it has — by the same owners since 1989. A short walk to quaint Osterville village, and a short drive to Dowses Beach and Joshua Pond for summer fun. Newer windows, original wide pine floors, 2 gas fireplaces, updated electrical, and a new gas heating system are already in place. history worth inheriting and the charm from a more gracious era. This one needs to be seen.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

3/10
Barnstable High SchoolGrades 8-123.9 mi

Construction

Condition

  • Year built: 1855

Materials

  • Foundation: Block,Stone
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Dishwasher,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial,Crawl Space,Dirt Floor

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Door features: French Doors
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area above ground: 1,764

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,764
  • Total interior livable area: 1,764 sqft

Master Bathroom

  • Features: Yes

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: 2232269
  • Zoning: residentia

Features

  • Patio & porch: Patio
  • Exterior features: Patio,Fenced Yard
  • Fencing: Fenced
  • Waterfront features: Bay,Lake/Pond,3/10 to 1/2 Mile To Beach,Beach Ownership(Public)

Lot

  • Lot size: 0.46 Acres
  • Features: Corner Lot,Cleared

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,584$91,008
Home Insurance *$722$8,664
Property Taxes $812$9,744
Electricity $354$4,259
Total$9,472$113,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$324,754/yr
40% on housing$284,160/yr
45% on housing$252,586/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$850This listing

vs Other Active Listings

Avg $/sqft

ZIP 02630$528
Barnstable County$549

vs Homes Sold Last Month

Median $/sqft

ZIP 02630$445
Barnstable County$463

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-21Listed for sale$1,579,000

For Sale by Agent

AgentKaren D. Lilly
BrokerageProperty Cape Cod

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