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1149 Kelly Branch Rd, London, KY, 40741

3beds
2baths
1,566sqft
$789,900
$504price/sqft
$5,102/moest. monthly cost
$204,080/yrincome needed

About This Home

Discover 110 rolling acres of pure Kentucky beauty-an ideal blend of wooded privacy, cleared hay fields and country living. This 2017 Farmhouse offers 3 bedrooms 2 baths with modern comfort surrounded by nature there's an oversized garage that features and upstairs bedroom and full bath for extra living space, perfect for guest, hobbies, or extra storage. Enjoy abundant wildlife, peaceful views, and miles of trails for horses, ATVs, or quiet morning walks. A rare opportunity to own a turnkey with room to live work and roam. The wildlife is plentiful, the views are serene, the possibilities are wide open-farm, hunt, ride, or simply relax in total privacy.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Tyner Elementary SchoolGrades PK-56.4 mi
--
--
Barnabus Home High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 2017

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Farm

Interior

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom3

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen,Ceiling Fan(s)
  • Flooring: Hardwood
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,566

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,566
  • Total interior livable area: 1,566 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Utility Room

  • Level: First

Property

Details

  • Parcel number: 7316
  • Zoning: Other

Features

  • Levels: Two
  • Has view: Yes
  • View description: Rural,Trees/Woods,Farm
  • Topography of land: Gentle Sloping, Wooded, Rolling Slope, Level

Lot

  • Lot size: 110 Acres
  • Features: Level,Rolling Slope,Wooded,Gentle Sloping,Bottomland

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Hail
Landslide
Tornado
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,994$47,928
Home Insurance *$645$7,740
Property Taxes $309$3,708
Electricity $154$1,850
Total$5,102$61,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$174,925/yr
40% on housing$153,060/yr
45% on housing$136,053/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$504This listing

vs Other Active Listings

Avg $/sqft

ZIP 40741$138
Jackson County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 40741$134
Jackson County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Contingent$789,900
2026-07-20Price change$789,900
2026-06-05Price change$920,000
2026-04-15Listed for sale$980,000

For Sale by Agent

AgentB Scott Griffie
BrokerageWEICHERT REALTORS - Ford Brothers

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