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29 Ernst Lake St, Columbus, NE, 68601

2beds
1baths
672sqft
$129,000
$192price/sqft
$995/moest. monthly cost
$39,800/yrincome needed

About This Home

Tucked away on the shores of Ernst Lake, this hidden gem of a lakefront property is all about making memories and enjoying laidback lake life. With a great beachfront perfect for swimming, relaxing, and soaking up the sun, this property is set up for fun from the moment you arrive. A sand volleyball court adds to the entertainment, and there is plenty of parking for family and friends to gather with ease. The home features a nicely renovated mobile home offering 2 bedrooms and 1 bathroom, providing a comfortable and functional space for weekend getaways or extended stays. Appliances include a refrigerator, dishwasher, oven/range, microwave, washer and dryer, making it move-in ready and convenient. Enjoy peaceful mornings and relaxing evenings on the screened in patio, taking in the lake breeze with the bugs.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Not New and NOT a Model
  • Year built: 1974

Materials

  • Foundation: Other
  • Construction materials: Steel Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Mobile Home

Interior

Appliances

  • Appliances included: Range,Refrigerator,Washer,Dishwasher,Dryer,Microwave

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 72

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 672

Heating & Cooling

  • Heating features: Propane,Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 672
  • Total interior livable area: 672 sqft

Kitchen

  • Level: Main
  • Area: 121

Living Room

  • Level: Main
  • Area: 165

Master Bedroom

  • Level: Main
  • Area: 121

Property

Details

  • Parcel number: 720042098

Features

  • Patio & porch: Enclosed Patio
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size dimensions: Not included - Lot leased

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Winter Weather
Drought
Inland Flooding
Ice Storm
Tornado
Cold Wave
Heat Wave

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $652$7,824
Home Insurance $120$1,440
Property Taxes $99$1,188
Electricity $124$1,493
Total$995$11,940

Income You'd Need if You Spent...

35% on housing$34,114/yr
40% on housing$29,850/yr
45% on housing$26,533/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 68601$155
Polk County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 68601$126
Polk County$80

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-21Listed for sale$149,500

For Sale by Agent

AgentNeeli Noyd
BrokerageWoods Bros Realty

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