23696 Vintage St NW, Saint Francis, MN, 55070
About This Home
Welcome to this beautifully designed new construction home by JP Brooks Builders, your local, trusted, quality home builder. We present our Stonewood plan! This sprawling rambler sits on over 1.5 acres right on the Rum River! Step inside to a welcoming foyer and enjoy the open-concept main level featuring the living room with a gas fireplace surrounded by a floor to ceiling stone mantel, dining area with views of expansive backyard, and a spacious kitchen designed for everyday living. The stunning gourmet kitchen features a large center island, stainless steel appliances, cooktop stove with hood vent, quartz countertops, and a layout perfect for both entertaining and daily life. Three bedrooms and laundry located on the main floor. Main living space separates the primary suite with luxury bathroom upgrades on one side of the home, and the other two bedrooms on other side. A finished walkout lower level provides even more living space, two more bedrooms, a flex room, and a game area! All of this sits on a stunning homesite over 1.5 acres right on the Rum River! Other stunning homesites available but just 3 within the community are right on the river! Don't miss this opportunity! Builder offering flex cash incentive with preferred lender to help with rate buydown and/or closing costs! See Sales Consultant for details!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2026
Materials
- Roof: Age 8 Years or Less,Asphalt
- Construction materials: Brick,Concrete,Stone
Other
- Builder name: JP BROOKS INC
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Cooktop,Dishwasher,Disposal,Double Oven,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s)
- Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Drain Tiled,Finished,Walk-Out Access
Bedroom
- Level: Main
- Area: 195
- Dimensions: 13x15
Bedroom2
- Level: Main
- Area: 132
- Dimensions: 11x12
Bedroom3
- Level: Main
- Area: 120
- Dimensions: 10x12
Bedroom4
- Level: Lower
- Area: 182
- Dimensions: 14x13
Bedroom5
- Level: Lower
- Area: 169
- Dimensions: 13x13
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
Dining Room
- Level: Main
- Area: 132
- Dimensions: 11x12
Features
- Number of fireplaces: 1
- Fireplace features: Family Room,Gas,Living Room,Stone
- Fireplace: Yes
- Finished area below ground: 1,551
- Finished area above ground: 1,914
Flex Room
- Level: Lower
- Area: 168
- Dimensions: 14x12
Foyer
- Level: Main
- Area: 77
- Dimensions: 7x11
Game Room
- Level: Lower
- Area: 375
- Dimensions: 15x25
Heating & Cooling
- Heating features: Forced Air,Fireplace(s)
- Cooling features: Central Air
Interior Area
- Total structure area: 3,465
- Total interior livable area: 3,465 sqft
Kitchen
- Level: Main
- Area: 182
- Dimensions: 13x14
Laundry
- Level: Main
- Area: 54
- Dimensions: 6x9
Living Room
- Level: Main
- Area: 252
- Dimensions: 14x18
Walk In Closet
- Level: Main
- Area: 64
- Dimensions: 8x8
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 342424210059
- Zoning description: Residential-Single Family
- Foundation area: 1914
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Porch
- Has view: Yes
- View description: See Remarks
- On waterfront: Yes
- Waterfront features: River Front
Lot
- Lot size: 1.58 Acres
- Features: Irregular Lot,Sod Included in Price,Tree Coverage - Heavy
- Lot size dimensions: irregular
Parking
- Total spaces: 3
- Parking features: Attached,Asphalt
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hail
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Anoka County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,539 | $42,468 |
| Home Insurance * | $485 | $5,820 |
| Property Taxes | $548 | $6,576 |
| Electricity | $292 | $3,506 |
| Total | $4,864 | $58,368 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Listed for sale | $699,900 |
View on Zillow