




109 Bell Fork Road, Jacksonville, NC, 28540
About This Home
Location truly is everything--and this opportunity delivers! Calling all investors and visionaries: this brick home is ideally situated in the heart of Jacksonville, offering convenience to shopping, dining, and local amenities. The home features a covered front porch, carport, 2 bedrooms, a spacious living room, dining area, kitchen, and a walk-in attic with additional potential. With solid bones and classic charm, this property is ready for your personal touch to restore it to its full potential. Whether you're looking for your next investment project or a renovation opportunity, this home is full of possibilities. Schedule your showing today and bring your vision to life! This property is being Sold As Is and the Seller will make no repairs.
Getting Around
Schools
Construction
Condition
- Year built: 1958
Materials
- Foundation: Crawl Space
- Roof: Architectural Shingle
- Construction materials: Block,Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Range
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s)
- Flooring: Carpet,Vinyl
- Attic: Permanent Stairs
Heating & Cooling
- Heating features: Wall Furnace,Natural Gas
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 986
- Total interior livable area: 986 sqft
Property
Details
- Parcel number: 346a17
- Zoning: Rmf-Ld
- Special condition: Standard
Features
- Levels: One
- Patio & porch: Front Porch
- Fencing: None
- Has view: Yes
- View description: See Remarks
- Frontage type: See Remarks
- Living area range: 800 - 999
Lot
- Lot size: 6,534 sqft
- Lot size dimensions: 62 x 180 x 54 x 202
Parking
- Parking features: Covered
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Winter Weather
- Lightning
- Tornado
- Earthquake
- Heat Wave
- Inland Flooding
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Onslow County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $682 | $8,184 |
| Home Insurance * | $55 | $660 |
| Property Taxes | $72 | $864 |
| Electricity | $200 | $2,405 |
| Total | $1,009 | $12,108 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Price change | $155,000 |
| 2026-04-21 | Listed for sale | $175,000 |
