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157 Bent Oak Dr Homesite A14, Freeport, FL, 32439

4beds
3baths
2,229sqft
$354,490
$159price/sqft
$2,303/moest. monthly cost
$92,120/yrincome needed

About This Home

This beautifully designed 4-bedroom, 3-bath home with a versatile flex room offers incredible value in a desirable new community. This home blends comfort and convenience with an open-concept layout that features quartz countertops, stainless steel appliances, white shaker-style cabinets, and abundant natural light throughout. A spacious covered back porch provides the perfect space for outdoor living, while the 4-side Hardie Board ensures timeless curb appeal and long-lasting durability. The home also includes a 2-car garage and comes with a builder warranty for peace of mind.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Freeport Middle SchoolGrades 5-81.8 mi
8/10
6/10

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2025

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: First
  • Area: 196
  • Dimensions: 14 x 14

Bedroom

  • Level: First
  • Area: 132
  • Dimensions: 11 x 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Area

  • Level: First
  • Area: 160
  • Dimensions: 10 x 16

Features

  • Breakfast Bar,Vaulted Ceiling(s),Kitchen Island,Owner's Closet
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Vinyl,Carpet
  • Common walls with other units/homes: No Common Walls

Garage

  • Level: First
  • Area: 360
  • Dimensions: 18 x 20

Heating

  • Heating features: Heat Pump

Interior Area

  • Total structure area: 2,229
  • Total interior livable area: 2,229 sqft

Kitchen

  • Level: First
  • Area: 144
  • Dimensions: 16 x 9

Living Room

  • Level: First
  • Area: 208
  • Dimensions: 13 x 16

Other

  • Level: First
  • Area: 144
  • Dimensions: 24 x 6

Property

Details

  • Parcel number: 031S192313000B0140
  • Zoning description: Deed Restrictions, Resid Single Family

Features

  • Stories: 1
  • Patio & porch: Covered

Lot

  • Lot size: 6,500 sqft
  • Features: Cleared,Interior Lot
  • Lot size dimensions: 50 x 130

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,792$21,504
Home Insurance *$143$1,716
Property Taxes $144$1,728
Electricity $224$2,691
Total$2,303$27,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,960/yr
40% on housing$69,090/yr
45% on housing$61,413/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 32439$255
Walton County$485

vs Homes Sold Last Month

Median $/sqft

ZIP 32439$200
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$354,490
2026-04-21Listed for sale$352,490

For Sale by Agent

AgentLisa M Strickland
BrokerageLennar Realty Inc

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