See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

13092 13th Ave S, Zimmerman, MN, 55398

3beds
2baths
3,714sqft
$539,900
$145price/sqft
$3,827/moest. monthly cost
$153,080/yrincome needed

About This Home

New construction at its finest. 3 bed, 2 bath, walkout rambler in new Development in Zimmerman. The Wilshire plan feature 3 bedrooms 2 baths, Vaulted Ceilings, Sun porch, spacious kitchen with granite tops, large island, SS appliances, and walk in pantry, main floor laundry, gas fireplace, front porch, large primary suite, private primary bath, walk in closet, oversized 3 car garage, maintenance free deck, unfinished lower level(Finishing available) walkout lower level, concrete driveways, many other options available, customize to you needs.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
7/10
Zimmerman Middle SchoolGrades 6-80.8 mi
6/10
Zimmerman High SchoolGrades 9-120.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Age 8 Years or Less,Asphalt,Pitched

Other

  • Builder name: LEWIS CUSTOM HOMES INC

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Detached

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Microwave,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,Full,Concrete,Unfinished,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 190.4
  • Dimensions: 14x13.6

Bedroom2

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Bedroom3

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Deck

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Other
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,857

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,714
  • Total interior livable area: 3,714 sqft

Kitchen

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Laundry

  • Level: Main
  • Area: 63
  • Dimensions: 9x7

Living Room

  • Level: Main
  • Area: 288
  • Dimensions: 18x16

Patio

  • Level: Lower
  • Area: 120
  • Dimensions: 12x10

Porch

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Primary Bathroom

  • Level: Main

Sun Room

  • Level: Main
  • Area: 204
  • Dimensions: 17x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 95005800726
  • Zoning description: Residential-Single Family
  • Foundation area: 1857

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch,Porch
  • Fencing: None

Lot

  • Lot size: 0.36 Acres
  • Features: Sod Included in Price,Tree Coverage - Light
  • Lot size dimensions: irregular

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Garage Door Opener,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Lightning
Wildfire
Winter Weather

FEMA Declared Disasters in Sherburne County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$357$4,284
Property Taxes $427$5,124
Electricity $313$3,758
Total$3,827$45,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,211/yr
40% on housing$114,810/yr
45% on housing$102,053/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 55398$187
Sherburne County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 55398$200
Sherburne County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$539,900

New Construction

AgentShaun W Zaudtke
BrokerageEdina Realty, Inc.

Similar Homes