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1181 Ransom St, Muskegon, MI, 49442

5beds
4baths
4,000sqft
$260,000
$65price/sqft
$2,139/moest. monthly cost
$85,560/yrincome needed

About This Home

1181 Ransom Street offers incredible potential as a residential property for those with a creative vision. Formerly a prominent law office, this expansive 4,800-square-foot home features three finished levels, two kitchens, 3.5 bathrooms (includes 2 en suites), and the possibility for 4+ bedrooms. The main living area showcases a gas fireplace, while the home retains beautiful 1920s Craftsman character throughout. The upper level includes a spacious primary suite with an en suite bath, an additional living area with a partial kitchen, and access to a private upper deck. Additional highlights include an attached two-stall garage, underground sprinkling and a flexible layout that could lend itself to a multi-unit conversion. Located just blocks from downtown, the farmers market, and the waterfront, this property presents a unique opportunity to create something truly special. Call today for more information or to schedule a private tour and explore the possibilities.

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

--
Moon Elementary SchoolGrades PK-50.9 mi
3/10
Muskegon Middle SchoolGrades 6-81.5 mi
4/10
Muskegon High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1925

Materials

  • Roof: Composition
  • Construction materials: Brick,Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Upper Level

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 800

Heating & Cooling

  • Heating features: Baseboard,Forced Air,Hot Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,200
  • Total interior livable area: 4,000 sqft

Property

Details

  • Parcel number: 24205228000100

Features

  • Stories: 2

Lot

  • Lot size: 0.34 Acres
  • Features: Shrubs/Hedges
  • Lot size dimensions: 89 x 79 x 85 x 55 x 18 x 10

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Muskegon County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$151$1,812
Property Taxes $238$2,856
Electricity $436$5,235
Total$2,139$25,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,337/yr
40% on housing$64,170/yr
45% on housing$57,040/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$65This listing

vs Other Active Listings

Avg $/sqft

ZIP 49442$113
Muskegon County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 49442$151
Muskegon County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$349,000

For Sale by Agent

AgentChristine Mattson
BrokerageFive Star Real Estate

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