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39480 SE Tumala Mountain Rd, Estacada, OR, 97023

--beds
1baths
850sqft
$400,000
$471price/sqft
$2,582/moest. monthly cost
$103,280/yrincome needed

About This Home

Rare opportunity to own Estacada acreage with shop, pond, creek, Tuff Shed, workshop/cabin/ with power, water, and septic onsite. Fantastic building site next to the workshop/cabin. Please make an appointment to view the property, not a drive-by. The driveway gate is locked.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

6/10
3/10
4/10
Estacada High SchoolGrades 9-124.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1980

Materials

  • Roof: Composition
  • Construction materials: T111 Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Free-Standing Refrigerator

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Fireplace features: Propane

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 850
  • Total interior livable area: 850 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 00956086
  • Zoning: unknown

Features

  • Stories: 1
  • Has view: Yes
  • View description: Creek/Stream,Territorial
  • Has water view: Yes
  • Water view: Creek/Stream
  • On waterfront: Yes
  • Waterfront features: Creek,Pond

Lot

  • Lot size: 6.12 Acres
  • Features: Secluded,Sloped,Trees,Wooded,Acres 5 to 7

Parking

  • Parking features: RV Access/Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Winter Weather
Avalanche
Earthquake
Inland Flooding
Ice Storm
Landslide
Lightning
Strong Wind

FEMA Declared Disasters in Clackamas County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$104$1,248
Property Taxes $280$3,360
Electricity $176$2,119
Total$2,582$30,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,525/yr
40% on housing$77,460/yr
45% on housing$68,853/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$471This listing

vs Other Active Listings

Avg $/sqft

ZIP 97023$259
Clackamas County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 97023$269
Clackamas County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$450,000

For Sale by Agent

AgentDiana Ferguson
BrokerageKeller Williams Realty Portland Elite

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