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107 Main St, Mount Hope, WV, 25880

4beds
2baths
2,600sqft
$99,999
$38price/sqft
$966/moest. monthly cost
$38,640/yrincome needed

About This Home

Attention all investors, renovators, and dream-home seekers! Opportunity is knocking at 107 Main Street in Mount Hope, WV—a spacious two-story home full of character, charm, and incredible potential. With approximately 2,749 square feet, this property offers the perfect canvas for your next flip project or forever home transformation. Inside, you'll find a generous layout that includes a formal living room, parlor room, dedicated dining room, library, and an eat-in kitchen ready to be reimagined. A gas fireplace adds a cozy focal point, hinting at the warmth this home can offer once restored. The main level also features a full bathroom and a convenient laundry room. Upstairs, you'll discover four full bedrooms along with a second full bathroom, providing ample space for family living or future resale appeal. There's even potential to add additional bathrooms, increasing both functionality and value. Recent updates include a durable black metal roof, giving you a strong head start on improvements. The home is equipped with two central air units (condition unknown), offering a foundation for future HVAC upgrades. Outside, a detached one-car garage adds extra storage or workspace options, and the property's size and layout provide room to enhance curb appeal and outdoor living areas. Whether you're looking to renovate and resell or create a one-of-a-kind residence tailored to your vision, this property is packed with possibilities. With the right updates, 107 Main Street could truly shine as a standout home in Mount Hope.! Bring your imagination and tools!

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

--
Mount Hope High SchoolGrades 5-120.2 mi

Construction

Condition

  • Year built: 1930

Materials

  • Construction materials: Asbestos

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Other
  • Finished area below ground: 1,300
  • Finished area above ground: 1,300

Heating & Cooling

  • Heating features: Electric,Natural Gas
  • Cooling features: Air Conditioning,Other

Interior Area

  • Total structure area: 2,600
  • Total interior livable area: 2,600 sqft

Property

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Other

Lot

  • Lot size: 0.39 Acres
  • Lot size dimensions: 0.3857

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$147$1,764
Property Taxes $45$540
Electricity $269$3,232
Total$966$11,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,120/yr
40% on housing$28,980/yr
45% on housing$25,760/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.0%
-5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$38This listing

vs Other Active Listings

Avg $/sqft

ZIP 25880$57
Fayette County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 25880$94
Fayette County$111

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$109,000

For Sale by Agent

AgentBrian Brown
BrokerageTRANSCEND REALTY

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